I am in the process of remortgaging my flat in Maxton, does my lawyer have to be on the TSB Conveyancing panel?
In theory, you could use a solicitor that is not on the TSB conveyancing panel, but TSB would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
My wife and I purchased a semi-detached Victorian house in Maxton. Conveyancing practitioner represented me and Birmingham Midshires. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Maxton and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing practitioner who completed the work.
I am purchasing my first flat in Maxton benefiting from help to buy. The developers refused to reduce the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent suggested that I not inform my solicitor about the extras as it will adversely affect my loan with The Royal Bank of Scotland. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a house in Maxton prior to retaining lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies will not grant a loan on such a property.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Maxton. Conveyancing will be smoother if you use a solicitor in Maxton especially if they are acquainted with such properties in Maxton.
Hoping to buy a property located in Maxton and I am already nervous. I couldn't find anything specific about Maxton. Conveyancing will be needed in due course but do you know about the Maxton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Maxton. In the meantime here are some basic statistics that we found
I need to appoint a conveyancing solicitor for remortgage conveyancing in Maxton. I've stumble upon a web site which seems to have the perfect answer If there is a chance to get all this stuff completed via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?