My husband and I are buying a 1 bedroom apartment in Deal with a mortgage. We would like to retain our Deal solicitor, however the mortgage company says he's not on their "panel". It seems we have little option but to select one of the mortgage company panel firms or keep our Deal conveyancing practitioner as well as pay for one of their panel lawyers to represent them. We regard this is inequitable; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Deal conveyancing solicitor to apply to be on the conveyancing panel.
Having sold my house in Deal last October but our buyer keeps whats apping every few hours complaining that their solicitor needs to hear from mine. What are the post completion sale formalities following completion?
After completion of your disposal your lawyer should deliver the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your conveyancer must also confirm that the legal charge in favour of the lender has been discharged to the purchasers conveyancers. There are no post completion formalities specific conveyancing in Deal.
I am buying a property and need a conveyancing solicitor in Deal who is on the TSB conveyancing. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for TSB in certain locations such as Deal. We dont recommend any particular firm.
A colleague advised me that where I am buying in Deal I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Deal conveyancing searches. It is not a small report of about 40 pages, listing and detailing important information about Deal around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information about Deal.
My partner and I may need to let out our Deal 1st floor flat for a while due to a new job. We instructed a Deal conveyancing practice in 2001 but they have since shut and we did not have the foresight to seek any guidance as to whether the lease permits subletting. How do we find out?
A small minority of properties in Deal do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
I am the registered owner of a studio flat in Deal, conveyancing formalities finalised June 2008. Can you give me give me an indication of the likely cost of a lease extension? Comparable flats in Deal with an extended lease are worth £165,000. The ground rent is £50 levied per year. The lease ceases on 21st October 2103
With just 77 years remaining on your lease we estimate the price of your lease extension to be between £7,600 and £8,800 plus costs.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.
I see that you have a post code search directory listing law firms on the bank conveyancing panel. Do Deal conveyancing firms pay you a referral fee if I retain them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Deal.