It is a dozen years since I purchased my property in Deal. Conveyancing solicitors have now been retained on the sale but I am unable to find my title deeds. Will this cause complications?
You need not be too concerned. Firstly there is a possibility that the deeds will be with the mortgage company or they could be in the possession of the solicitor who acted in the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. The vast majority of conveyancing in Deal involves registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when acquiring a residence in Deal?
Unless a previous purchase of the premises took place post 12 October 2013 you may assume that lawyers carrying out conveyancing in Deal to continue to advocate a chancel search and or chancel repair liability policy.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Deal is the location of the property. Can you offer any guidance?
Flying freeholds in Deal are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Deal you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Deal may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking into buying my first house which is in Deal and I am already nervous. I couldn't find anything specific about Deal. Conveyancing will be needed in due course but do you know about the Deal area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Deal. In the meantime here are some basic statistics that we found
My uncle has suggested that I use his lawyers for conveyancing in Deal. Should I use them?
No doubt the best way to choose a conveyancing practitioner is to get feedback from friends or relatives who have actually experience in using the firm that you are are thinking of instructing.
Is there a distinction between surveying and conveyancing in Deal?
Conveyancing - in Deal or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are buying and will help you find out about the condition of the building and, if there are problems, give you leverage for reducing the price down or asking the vendor to remedy the problems before you move in.