Willusing a Deal conveyancing practitioner make my purchase more efficient?
Generally conveyancing lawyers in your location will benefit from good connections with your local authority, which can assist with the Deal conveyancing searches that your lawyer will inevitably need. It can only be a plus if they enjoy existing connections with the Land Registry overseeing your area Deal, other property lawyers in the area and Deal Estate Agents.
The owners of the property we are looking to purchase are using a conveyancing firm in Deal who has insisted on a exclusivity agreement with a down payment of 5k. Are such arrangements recommended for Deal conveyancing transactions?
Exclusivity contracts are agreements binding a home seller and prospective acquirer giving the buyer the sole right to purchase the property for a limited period of time. Essentially, an exclusivity agreement is a contract specifying that you should have a contract at a later date being the contract for the actual sale. It is generally utilised for buyer protection though in some cases, the proprietor may enjoy an upside from such agreements as well. There are various positives and negatives to using an agreement but you should to check with your lawyer but beware that it may result in incurring extra in conveyancing charges. For this these agreements are unusual in relation to conveyancing in Deal.
I purchased a freehold residence in Deal yet invoiced for rent, why is this and what is this?
It’s unusual for properties in Deal and has limited impact for conveyancing in Deal but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.
My fiancee and I are in the process of viewing apartments in Deal and I am about to put in an offer. Is it too early to have a solicitor in place? I intend to finance via a mortgage with Principality.
It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are seeking a mortgage with Principality, make sure you remember to check that your lawyer is on the Principality conveyancing panel.
I had an offer accepted on a house in Deal on 11/8/2025, valuation was booked 4 days later, received a clean bill of health. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Deal solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Deal surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have been on the look out for a ground for flat up to £245,000 and identified one round the corner in Deal I like with a park and railway links nearby, the downside is that it only has 51 years on the lease. I can't really find anything else in Deal in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
Should you need a home loan the remaining unexpired lease term will likely be an issue. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
Is it simple use the search facility to locate a conveyancing solicitor in Deal on the approved list for my bank?
1st choose a bank such as Santander, Skipton Building Society or Bank of Ireland then specify your preferred area such as Deal. Conveyancing organisations in Deal and further afield should be shown.