I am obtaining a mortgage offer from Lloyds. I intend to instruct a Licensed Conveyancer in Deal. Does the Lloyds Solicitor panel exclude Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My partner and I are buying our first house. Our lawyer has contact usto see if we would like to take out supplemental conveyancing searches. Frankly we in the dark as to what's needed for conveyancing in Deal
The type of Deal conveyancing searches should be triggered based entirely on the premises, the location, the probability of any of these risks, your knowledge of the locality and risks, your overall approach to risk. What is important is that you properly appreciate what information the searches could provide. You may then decide if you consider that you need that search. Where you are unsure, ask the solicitor to explain.
Can I be sure that the Deal conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Deal seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor conducting your transaction.
We were going to get a DIP from Yorkshire BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Deal solicitors on the Yorkshire BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Deal solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
I have finally had an offer on a maisonette in Deal accepted, but there is a chain. The vendors have put an offer on somewhere, but it’s not yet tied up, and have viewings of other apartments booked. I have instructed a bricks and mortar conveyancing solicitor in Deal. What should be my next step? When should I get the mortgage application with RBS going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of £1k, then survey, Deal conveyancing search fees, etc). First, you must check that your property lawyer is on the RBS approved list. Regarding the subsequent phase this very much depends on the circumstances of your case, motivation for this property and on the state of the market. In a hot market some home buyers will apply for the mortgage with RBS and pay for the valuation and only if it comes back ok would they pay their conveyancing practitioner to press on with searches.
I need some quick conveyancing in Deal as I am faced with pressure to sign on the dotted line within 2 weeks. Thankfully I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are are a cash purchaser you are at free not to do searches although no conveyancer would recommend that you don't. Drawing on our experience of conveyancing in Deal the following are examples of what can show up and adversely impact market value: Enforcement Actions, Outstanding Charges, Overdue Grants, Railway Schemes,...
I used Stirling Law a few years past for my conveyancing in Deal. I now require my papers however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Deal of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
We are four weeks into a freehold purchase having been directed to conveyancers by the high street agent to perform conveyancing in Deal. I am am starting to be frustrated with the quality of service. Could you help me find new solicitors?
They would have to be really poor to suggest changing them. Has the mortgage been sent? If so you must advise them of the replacement conveyancer and get the loan are issued to the new lawyers. The conveyancer needs to be on the lenders approved list to avoid added costs and frustration. That should be your first question of the new conveyancers. The search tool can assist you in finding a bank approved conveyancer for your home move in Deal