I am obtaining a mortgage with Lloyds. I intend to employ the services of a Licensed Conveyancer in Deal. Does the Lloyds Solicitor panel include conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
It is is a decade since I acquired my property in Deal. Conveyancing solicitors have recently been instructed on the sale but I am unable to locate my title documents. Will this cause complications?
You need not be too concerned. First the deeds may be with your mortgage company or they could be in the possession of the conveyancers who acted in your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Nearly all conveyancing in Deal relates to registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
Can I be sure that the Deal conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Deal obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer handling your transaction.
I recently had an offer agreed on a house in Deal. My financial adviser suggested a lawyer. I paid an upfront payment of £225. Soon after, the property lawyer contacted me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase flat in Deal. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Deal conveyancer is on the Nationwide conveyancing panel.
I have todaybecome aware that Stirling Law have closed. They carried out my conveyancing in Deal for a purchase of a freehold house 12 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?
The quickest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Deal conveyancing specialists.
What does commercial conveyancing in Deal cover?
Non domestic conveyancing in Deal incorporates a broad range of advice, supplied by regulated solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
As co-executor for the will of my aunt I am selling a residence in Swansea but reside in Deal. My conveyancer (approximately 260 miles from mehas requested that I execute a statutory declaration before the transaction finalising. Could you suggest a conveyancing solicitor in Deal to attest and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are Deal based