Would the conveyancing practitioners indexed on your site carry out right to buy conveyancing in Dover?
We work with a variety of conveyancing practitioners who can service right to buy transactions Do get in touch with us with a view to get a costs calculation.
We are planning to acquire a flat and need a conveyancing solicitor in Dover who is on the UBS approved panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Dover.
I am selling my house in Dover. Does my conveyancer have to be required to be on the Principality conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Principality conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently in recent years.
Will our conveyancer be raising questions concerning flooding as part of the conveyancing in Dover.
Flooding is a growing risk for lawyers dealing with homes in Dover. Some people will purchase a house in Dover, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Solicitors are not best placed to offer advice on flood risk, however there are a various checks that may be carried out by the purchaser or on a buyer’s behalf which will figure out the risks in Dover. The conventional set of completed inquiry forms given to a buyer’s solicitor (where the Conveyancing Protocol is adopted) incorporates a standard inquiry of the owner to determine whether the property has suffered from flooding. If flooding has previously occurred and is not disclosed by the owner, then a purchaser may commence a legal claim for losses as a result of such an misleading response. The purchaser’s lawyers will also commission an environmental report. This should disclose if there is a recorded flood risk. If so, additional investigations should be carried out.
I am purchasing a new build house in Dover with a loan from Virgin Money. The developers refused to reduce the amount so I negotiated £7000 of extras instead. The estate agent told me not reveal to my conveyancer about the side-deal as it may put at risk my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
If all goes to plan we aim to complete our sale of a £150,000 apartment in Dover next week. The managing agents has quoted £300 for Certificate of Compliance, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge such fees for a leasehold conveyance in Dover?
Dover conveyancing on leasehold apartments normally requires the buyer’s conveyancer submitting questions for the landlord to address. Although the landlord is under no legal obligation to address these enquiries most will be willing to assist. They may levy a reasonable charge for responding to questions or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is £350, in some situations it is in excess of £800. The administration charge required by the landlord must be accompanied by a synopsis of rights and obligations in relation to administration fees, without which the charge is not strictly payable. In reality one has no choice but to pay whatever is requested of you if you want to exchange contracts with the buyer.
Dover Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to Purchasing
What is the name of the managing agents? Plenty Dover leasehold properties will be liable to pay a service charge for maintenance of the building set on behalf of the freeholder. If you buy the apartment you will have to meet this liability, normally periodically during the year. This may vary from two or three hundred pounds to thousands of pounds for bigger purpose-built blocks. In all probability there will be a ground rent for you to pay annual, normally this is not a large sum, say approximately £25-£75 but you should to check it because sometimes it can be many hundreds of pounds.