I plan on acquiring residence in Dover. My Conveyancer is not on the mortgage company conveyancing panel. Is it possible for me to continue with my Dover conveyancing solicitor even though they are excluded from the mortgage company approved list?
You have a couple of alternatives open to you here
- Proceed with your preferred Dover conveyancer but your lender will no doubt appoint a property lawyer on their approved panel. This will result in additional cost and likely interruption.
- Choose a fresh solicitor to conduct the conveyancing, making sure they are on the bank conveyancing panel.
- Appeal to your property lawyer to seek to join the mortgage company panel
I have justbeen informed that Stirling Law have been shut down. They conducted my conveyancing in Dover for a purchase of a leasehold apartment 18 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The easiest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Dover conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Dover. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Dover
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please supply a car parking plan. There must be mutual enforceability of lessee’s covenants.
I decided to have a survey done on a house in Dover in advance of appointing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some banks tend not issue a loan on a flying freehold property.
It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Dover. Conveyancing will be smoother if you use a solicitor in Dover especially if they are accustomed to such properties in Dover.
How straightforward is it to use the search facility to locate a conveyancing lawyer in Dover on the approved list for my mortgage?
Step one is to choose a lender such as Santander, The Royal Bank of Scotland or Aldermore then type in your location for example Dover. Conveyancing firms in Dover and further afield should be identified.
I need to instruct a conveyancing lawyer in Dover for my house move. Can I review a solicitor's complaints history with the legal regulator?
One can search for presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training reasons.