Completed the sale of my flat in Broadstairs last November yet the purchaser is whats apping every few hours to moan that her lawyer is waiting to hear from myconveyancer. What should my lawyer have done following completion?
Post completion of your sale your lawyer should send the transfer deeds and all supplemental paperwork to the buyer’s solicitors. If applicable, your conveyancer should also send confirmation that the mortgage has been redeemed to the buyers conveyancers. There are no post completion tasks specific conveyancing in Broadstairs.
Our bank has suggested solicitors on their panel based in Broadstairs but I would rather use a conveyancing lawyer in Broadstairs or nearer to where I live. Are you able to help?
Far from all Broadstairs conveyancing firms are approved and listed on all lender’s conveyancing panel. Do make use of our find an approved solicitor tool to locate a Broadstairs conveyancing firm on the on the bank panel.
My wife and I buying a 4 bedroom semi-detached house in Broadstairs. Our aim is to carry out an extension to the side at the property.Will the conveyancing process include checks to see if these works are allowed?
Your solicitor should review the registered title as conveyancing in Broadstairs can sometimes identify restrictions in the title deeds which prohibit categories of changes or require the permission of a 3rd party. Certain extensions require local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.
I have a mortgage with Skipton for my property in Broadstairs. Conveyancing was finalised a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Skipton?
Skipton must be informed of your intention prior to renting your property as this is likely to be a breach of Skipton’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. It should not be necessary to do this via a Skipton conveyancing panel lawyer.
The formalities of my remortgage has taken place for my property in Broadstairs. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
In my capacity as executor for the estate of my uncle I am disposing of a property in Neath but I am based in Broadstairs. My solicitor (approximately 300 miles awayneeds me to sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing lawyer in Broadstairs who can attest and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Broadstairs based
Having had my offer accepted I require leasehold conveyancing in Broadstairs. Before I get started I require certainty as to the remaining lease term.
If the lease is recorded at the land registry - and most are in Broadstairs - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Broadstairs Conveyancing for Leasehold Flats - A selection of Questions you should consider before Purchasing
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It is important to be aware if redecorating or some other major work is due shortly that will be shared between the tenants and may well dramatically increase the the maintenance fees or necessitate a one off payment. The answer will be important as a) areas can cause problems in the block as the common areas may begin to deteriorate if services are not paid for b) if the tenants have a dispute with the running of the building you will need to have all the details Is anyone aware of any major works anticipated that will add a premium to the maintenance costs?
How easy is it to change a solicitor as I need to find a Broadstairs based firm who is on the bank conveyancing panel. Is it advisable to appoint a new law firm?
In the event that you have not formally instructed a solicitor to start work and at this stage simply received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Broadstairs that you're considering.