My brother-in-law has suggested I instruct a conveyancing solicitor in Birchington. I I would like to check whether they are on the Godiva Mortgages Ltd conveyancing panel. Can you help?
The first thing to do is contact your lawyer and enquire if they are on the lender panel. Alternatively please call Godiva Mortgages Ltd who may be able to help.
How does conveyancing in Birchington differ for new build properties?
Most buyers of new build residence in Birchington come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because developers in Birchington typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Birchington or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Birchington in advance of retaining conveyancers. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some banks may refuse to grant a mortgage on this type of home.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Birchington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Birchington to see if the conveyancing costs will increase in light of this.
Is it simple use your search app to find a conveyancing practitioner in Birchington on the approved list for my mortgage?
1st select a bank such as Birmingham Midshires, Coventry Building Society or Aldermore then choose your preferred area for example Birchington. Conveyancing organisations in Birchington and beyond should be shown.
We are 17 days into a freehold purchase having been referred to conveyancers by the high street agent to carry out the conveyancing in Birchington. I am not happy. Could you you assist me in finding new lawyers?
A lawyer would need to be very poor in order to consider replacing them. Has your loan offer been generated? If so you must inform them of the new lawyer and have the loan are re-issued. Your conveyancer should be on the lenders panel to avoid added costs and frustration. So that should be your first question of the new conveyancers. The search tool should assist you in finding a bank approved lawyer for your home move in Birchington
I have recently realised that I have 62 years left on my flat in Birchington. I need to extend my lease but my landlord is can not be found. What are my options?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. However, you will be required to prove that you or your lawyers have done all that could be expected to track down the landlord. On the whole a specialist may be helpful to conduct investigations and to produce an expert document which can be accepted by the court as proof that the landlord is indeed missing. It is advisable to get professional help from a property lawyer in relation to investigating the landlord’s absence and the application to the County Court covering Birchington.
Birchington Conveyancing for Leasehold Flats - Examples of Questions you should ask before buying
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For most Birchington leaseholds the cost for major works are not built into the service charges, albeit that there some managing agents in Birchington ask leaseholders to pay into a sinking fund created for the specific purpose of establishing a fund for larger repairs or maintenance. Does the lease have onerous restrictions? The answer will be helpful as a) areas could result in problems for the block as the communal areas may start to deteriorate if services remain unpaid b) if the leaseholders have a dispute with the managing agents you will need to know about it