My mortgage broker requires my Birchington solicitor’s panel reference for the Nationwide conveyancing panel. Can you suggest how I obtain this. I have tried my local Birchington office but they don't know it.
Have you tried speaking to your Birchington lawyer about this?. Most Birchington law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
My husband and I are getting closer to an exchange on a flat in Birchington and my mum and dad have transferred the ten percent deposit to my conveyancer. I am now informed that as the deposit has been received from someone other than me my conveyancer needs to make a notification to my bank. I am advised that, in also acting for the mortgage company he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the bank concerning my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?
The property lawyer is obliged to clarify with mortgage company to make sure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
It is is a decade since I acquired my home in Birchington. Conveyancing solicitors have just been appointed on the sale but I can't locate the title documents. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by the mortgage company or they may be in the possession of the lawyers who handled your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Birchington relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
I need some quick conveyancing in Birchington as I am under an ultimatum to complete inside 4 weeks. A home loan is not required. Can I avoid the conveyancing searches to save money and time?
As you are are a cash purchaser you have the choice not to have searches carried out although no law firm would suggest that you don't. Drawing on our experience of conveyancing in Birchington the following are examples of what can crop up and adversely impact future saleability: Enforcement Notices, Outstanding Charges, Overdue Grants, Road Schemes,...
We're novice buyers - had an offer accepted, but the agent told us that the owners will only go ahead if we appoint the agent's chosen solicitors as they are insisting on a ‘quick sale’. We would rather use a family solicitor used to conveyancing in Birchington
It is highly unlikely the vendors are behind this. If they require ‘a quick sale', turning down a genuine purchaser is not the way to achieve this. Try to communicate with the sellers directly and make sure they understand (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)but you are going to instruct your own,trusted Birchington conveyancing firm - rather thanthe ones that will earn their negotiator at the agency a commission or achieve conveyancing targets pre-set by head office.
My partner and I have recently had an offer accepted on our first home in Birchington, and are now looking to get solicitors lined up. I have made use of the different comparison tools and the quotes are from all over the country. Is it necessary to have a Birchington conveyancer local to your prospective house? We are content to do all the communicating over the web, but I am thinking at some point we may need to physically go into the solicitor's office to sign contracts?
There is no requirement to physically visit the office of your lawyer, they can post any relevant papers to you, which you can sign and send back. Many buyers and sellers prefer to instruct a locally based solicitor, but it's by no means a prerequisite for conveyancing in Birchington.