I am assisting my aunt sell her flat in Daventry. Does the conveyancing solicitor commission the EPC or it is for the owner to coordinate?
Following the demise of Home Packs, EPC’s was left as a required part of selling a property. An EPC needs to be commissioned prior to the property being advertised. It is not something that solicitors ordinarily organise. If you are using a Daventry conveyancing lawyer they might help arrange EPC’s due to their relationships with reputable local assessors
My offer was accepted on a property in Daventry on 18/6/2025, valuation was booked 4 days later, received a clean bill of health. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
Our offer on a property in Daventry has been accepted, but there is a chain. The owners have placed an offer on somewhere, but it’s not yet agreed to, and are looking at other properties booked. I have instructed a nearby conveyancing solicitor in Daventry. What should be my next step? When should I get the mortgage application with Virgin Money started?
It is normal to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx one thousand pounds, then valuation, Daventry conveyancing search fees, etc). First, you should ensure that your solicitor is on the Virgin Money approved list. Concerning the subsequent steps this very much dictated by the specifics of your case, motivation for the property and on the state of the market. During a buoyant market the majority of buyers would apply for a home loan with Virgin Money and arrange for the valuation and only if it comes back ok would they pay their lawyer to proceed with searches.
I need some quick conveyancing in Daventry as I am under a deadline to complete in less than 3 weeks. A mortgage is not required. Can I decline from having conveyancing searches to save fees and time?
As you are not obtaining a mortgage you are at liberty not to do searches although no lawyer would suggest that you don't. Drawing on years of experience of conveyancing in Daventry the following are instances of issues that can be revealed and adversely impact future saleability: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...
I purchased a semi-detached Georgian house in Daventry. Conveyancing lawyer acted for me and National Westminster Bank. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Daventry and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing solicitor who conducted the work.
How does conveyancing in Daventry differ for newly converted properties?
Most buyers of new build or newly converted property in Daventry contact us having been asked by the builder to sign contracts and commit to the purchase even before the property is constructed. This is because builders in Daventry typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Daventry or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £305k and found one round the corner in Daventry I like with open areas and transport links in the vicinity, however it only has 49 years on the lease. I can't really find anything else in Daventry suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a home loan that many years may be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
In scouring the world wide web for the term conveyancing in Daventry it shows results of many solicitorsin the vicinity. How do I determine which is the right solicitor for the sale of my house?
The best method of seeking a suitable conveyancer is via trusted recommendation, so ask friends and those you trust who have bought a property in Daventry or the local estate agent or financial adviser. Charges for conveyancing in Daventry vary, so it's sensible to request at least three fee estimates from varying types of conveyancers. Dont forget to clarify what costs in the quote includes.