It is a dozen years since I acquired my home in Long Itchington. Conveyancing lawyers have recently been appointed on the sale but I can't find the deeds. Will this jeopardise the sale?
Don’t worry too much. First there is a chance that the deeds will be kept by the lender or they could be archived with the lawyers who handled the purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. The vast majority of conveyancing in Long Itchington involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
My brother-in-law has suggested I instruct a conveyancing solicitor in Long Itchington. I I would like to check if they are on the Barclays Direct conveyancing panel. Could you advise?
The first thing to do is contact your solicitor and ask them if they are on the lender panel. Alternatively you can call Barclays Direct who may be able to help.
My wife and I are buying a flat in Long Itchington. I might seem paranoid but how we can trust a solicitor? On completion day we have to deposit our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My partner and I are at the point of looking at apartments in Long Itchington and I am about to put in an offer. Should I already have a lawyer in place at this stage? I am planning to take a mortgage with Nottingham.
It would be prudent to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are obtaining a mortgage with Nottingham, make sure you remember to check that your lawyer is on the Nottingham conveyancing panel.
I have decided to exercise my right to buy my property in Long Itchington off the council. I have a mortgage offer with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
Are there restrictive covenants that are commonly identified during conveyancing in Long Itchington?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Long Itchington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Just had an offer accepted on a new build apartment in Long Itchington. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Long Itchington
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Am I best advised to use a Long Itchington conveyancing lawyer based in the location that I am hoping to buy? We have a good friend who can execute the legal work but they are based 400miles away.
The primary upside of using a high street Long Itchington conveyancing firm is that you can pop in to execute documents, hand in your identification documents and apply pressure on them if necessary. Having local Long Itchington know how is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were content that must trump using an unknown Long Itchington conveyancing solicitor solely due to them being round the corner.