It is a dozen years since I purchased my property in Islington. Conveyancing solicitors have recently been appointed on the sale but I am unable to track down the title documents. Is this a major issue?
Don’t worry too much. Firstly there is a possibility that the deeds will be with your mortgage company or they may be in the possession of the conveyancers who acted in your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Islington relates to registered property but in the unlikely event that your home is unregistered it is more tricky but is not insurmountable.
My wife and I have recently appointed a conveyancing solicitor in Islington. I need to find out if they are on the Coventry Building Society conveyancing panel. Can you assist?
The first thing to do is contact the lawyer and enquire whether they can act for the bank. Alternatively you should get in touch with Coventry Building Society who may be able to assist.
There are numerous conveyancing solicitors in Islington but how do I know who I should use?
We would encourage you not to base your choice on the lowest Islington conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Two weeks ago we had a mortgage agreed in principle with Nottingham. Islington conveyancing practitioners were appointed. How long does it take for Nottingham to send the offer to the lawyer?
Some lenders take longer than others. Have Nottingham completed the valuation? Have you informed Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I am currently in the process of buying my council flat in Islington. I have a mortgage agreed with Yorkshire BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
I am buying a new build apartment in Islington. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Islington
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants.
My company is looking to take an assignment of a lease of an office on the high street. Can you recommend conveyancers offering competitive fees for commercial conveyancing in Islington for under £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Islington, including the sale and acquisition of businesses as well as simply property. If you are intending to buy or lease a shop, pub, restaurant, office, retail unit or a whole business we will find you the right solicitor. Regarding the charges these will vary based on the structure and complexity of the proposed transaction. Please provide us with your contact information or email so as to enable us to provide you with a detailed commercial conveyancing quote.
We are 17 days into a freehold purchase having been directed to solicitors by the local agent to perform conveyancing in Islington. I am am extremely dissatisfied with the quality of service. Can you help me find new conveyancers?
A conveyancer would have to be very poor in order to consider changing them. Has the mortgage offer been issued? If so you will need to advise them of the new contact details and have the mortgage documents are re-issued. Your solicitor ideally needs to be on the banks approved list to avoid added fees and frustration. So that should be your first question of the new lawyers. Our search tool will assist you in finding a bank approved conveyancer for your home move in Islington