I plan on purchasing a maisonette in New Rossington. My Solicitor is not on the lender approved panel. Am I still permitted to continue with my New Rossington conveyancing solicitor notwithstanding that they are excluded from the lender panel?
You will need to use a lawyer to deal with the formalities if you take out a mortgage to purchase your property. They will carry out all the essential legal checks on the property, make sure that you’re registered as proprietor and ensure that all the necessary mortgage documentation is dealt with. One can instruct a New Rossington conveyancer of your choice. Nevertheless, where the conveyancer appointed is not a member of the lender solicitor panel supplemental fees will be levied as separate legal representation will be need by the lender. Conveyancing panel applications can be submitted, so if your solicitor has not previously sought membership they should do so.
We were just about to exchange contracts for a property in New Rossington. We have hit a stumbling block. Our mortgage offer with Coventry Building Society runs out on 12/11/2025 but the vendors are insisting on a completion date of 14/11/2025. Can one prolong the loan expiry date?
The best person to address this concern is your conveyancer who should determine whether they should be discussing with the mortgage company, seller’s conveyancers, estate agents or conceivably all three based on the circumstances your house move as of today.
Will my conveyancing lawyers need to check that the building insurance when buying a house in New Rossington. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 12/9/2025, the requirements read as follows :
My wife and I have a terraced Victorian property in New Rossington. Conveyancing practitioner represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in New Rossington and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing solicitor who conducted the work.
I'm purchasing a new build house in New Rossington with a loan from Platform Home Loans Ltd. The sellers would not budge the price so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not disclose to my lawyer about the deal as it would jeopardize my loan with Platform Home Loans Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We expect to complete the disposal of our £475,000 flat in New Rossington in seven days. The freeholder has quoted £360 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a flat conveyance in New Rossington?
For most leasehold sales in New Rossington conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
-
Answering pre-contract enquiries
Where consent is required before sale in New Rossington
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I bought a 1st floor flat in New Rossington, conveyancing formalities finalised 4 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in New Rossington with a long lease are worth £186,000. The ground rent is £55 invoiced every year. The lease terminates on 21st October 2077
With 52 years left to run we estimate the premium for your lease extension to be between £29,500 and £34,000 plus professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.