My flat in Moorends is up for sale and I have accepted an offer. Will the solicitor have to be on the HSBC conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the HSBC conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently in recent years.
I have paid off my mortgage with Barclays. I assume I don't need a Moorends lawyer on the Barclays panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
About to purchase house in Moorends. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Moorends lawyer is on the UBS conveyancing panel.
I had an offer accepted on a house in Moorends on 4/11/2025, valuation was booked 3 days after, received a clean bill of health. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
Will our conveyancer be making enquiries about flooding as part of the conveyancing in Moorends.
Flooding is a growing risk for conveyancers carrying out conveyancing in Moorends. There are those who purchase a property in Moorends, completely aware that at some time, it may be flooded. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or dispose of the premises. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Conveyancers are not best placed to impart advice on flood risk, but there are a numerous checks that can be initiated by the buyer or on a buyer’s behalf which can figure out the risks in Moorends. The conventional set of property information forms supplied to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the seller to discover if the premises has suffered from flooding. If the premises has been flooded in past and is not notified by the seller, then a purchaser could commence a compensation claim as a result of such an inaccurate reply. The buyer’s solicitors will also conduct an environmental search. This should disclose whether there is any known flood risk. If so, more detailed investigations should be initiated.
How can the Landlord & Tenant Act 1954 impact my commercial offices in Moorends and how can your lawyers assist?
The particular law that you refer to affords protection to commercial lessees, granting the dueness to make a request to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Moorends is one of our many locations in which the firms we work with have offices
I need to instruct a conveyancing solicitor for freehold conveyancing in Moorends. I have stumble upon a site which seems to have the perfect answer If it is possible to get all formalities done via web that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
How much experience do your Moorends conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Moorends conveyancing lawyers help thousands of buyers move home every year and helped plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Moorends conveyancers have worked on recent similar matters.