I am hoping to receive a mortgage with Halifax. I intend to use a Licensed Conveyancer in Thorne. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We see that you have a search directory listing firms on the UBS conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Thorne?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Thorne.
I can see plenty of information on this site about conveyancing in Thorne but what is your top tip for appointing the right conveyancer in Thorne
Do not opt for the lowest Thorne conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We are planning to move property in January. Should my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you recommend a removal company in Thorne. Conveyancing solicitor was found before I stumbled across your website.
On the afternoon of completion you will need to pick up the keys from your estate agent but this should only happen once the sellers lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be passed over. After that you can advise the removal men that they can start moving you in. We do not recommend a particular removal organisation but can assist you in choosing a residential property solicitor in Thorne or a solicitor that specialises in conveyancing in Thorne.
Is it the case that all Thorne solicitors on the Yorkshire BS conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Yorkshire BS conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some mortgage companies do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers.
three months have elapsed since my purchase conveyancing in Thorne concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm buying my first flat in Thorne with a mortgage from Leeds Building Society. The sellers refused to move on the price so I negotiated 6k of additionals instead. The estate agent suggested that I not inform my conveyancer about this deal as it would adversely affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Should local authority permission be needed to split a house into two flats in Thorne? This has occurred to a house adjacent to my home in Thorne and was unaware of it happening until it was done.
Planning consent is required for splitting a single house in Thorne into flats but probably not for reverting back to single dwelling-house so, simply put, yes,a it is needed.