We are buying a 2 bedroom apartment in Somerton with a mortgage. We wish to retain our Somerton solicitor, but the lender advise she’s not on their "panel". It appears that we have little option but to appoint one of the mortgage company panel solicitors or keep our Somerton conveyancer and pay for one of their panel ones to act for them. We feel that this is unjust; can we not require that the lender use our Somerton conveyancer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Somerton conveyancing solicitor to apply to be on the conveyancing panel.
I have Fifty Six years remaining on my lease and need a lease extension for my flat in Somerton. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/2/2025 the requirements read as follows :
How does conveyancing in Somerton differ for new build properties?
Most buyers of new build property in Somerton approach us having been asked by the builder to sign contracts and commit to the purchase even before the residence is built. This is because developers in Somerton usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Somerton or who has acted in the same development.
I decided to have a survey completed on a house in Somerton ahead of instructing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some lenders tend not grant a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Somerton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Somerton to see if the conveyancing will be more expensive.
How do I use your search app to get a fee calculation from a conveyancing practitioner in Somerton on the approved list for my bank?
First pick a bank such as Barclays , Bank of Scotland or Nottingham Building Society then type in your location for instance Somerton. Conveyancing organisations in Somerton and across England and Wales will then be identified.
As co-executor for the will of my aunt I am selling a residence in Cardiff but live in Somerton. My lawyer (based 300 kilometers awayneeds me to sign a stat dec prior to completion. Can you recommend a conveyancing solicitor in Somerton to attest and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are located in Somerton