In what way does my ID and proof of funds have anything to do with my conveyancing in Chard? What am I being asked for?
Chard conveyancing solicitors and indeed property practitioners throughout the UK have an obligation under Anti-terror and anti-money-laundering rules to check the ID of any client with a view to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to disclose two forms of certified identification; proof of ID (typically a Passport or Driving Licence) and proof of address (typically a Utility Bill less than 3 months old).
Evidence of source of funds is also required in accordance with the money laundering statutes as lawyers are duty bound to investigate that the monies you are using to purchase a property (be it the exchange deposit or the full purchase price where you are buying without a mortgage) has come from a reputable source (such as employment savings) rather than the product of criminal activity.
After scouring moneysavingexpert.com for a conveyancing solicitor in Chard, most post that I should look for a CQS kitemarked lawyer. What is CQS?
Chard Conveyancing Quality Scheme practices have been granted certification by the law Society CQS was brought about to establish evidence of quality standards in the home legal process. CQS helps buyers and sellers to recognise solicitor firms who provide a quality residential conveyancing. Chard is one of locations in England and Wales in which CQS have a presence. The conveyancing scheme requires solicitors to undergo a strict assessment, compulsory training, self-reporting, spot checks and annual reviews in order to maintain CQS status. It is available to solicitors and not licensed conveyancers and has the support of the Association of British Insurers.
I am aiming to move house in October. Does my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you recommend a removal company in Chard. Conveyancing firm was chosen prior to coming across this page.
On the afternoon of completion you will need to collect the house keys from the estate agent but this should only occur when the previous owners lawyers inform the agent that they have the completion monies and the keys can be handed over. After that you will need to tell the removal company that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can help you locate a conveyancing in Chard or a firm with expertise in conveyancing in Chard.
I have paid off my mortgage with Leeds Building Society. I assume I don't need a Chard property lawyer on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
After months of negotiation I have agreed a price on a house in Chard. My financial adviser pressured me to appoint their conveyancer. I paid an upfront payment of £150. A couple of days later, the lawyer called me to say that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What will a local search tell me concerning the property I am purchasing in Chard?
Chard conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search organisations for instance Xpress Legal The local search is essential in every Chard conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should provide information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
What does commercial conveyancing in Chard cover?
Chard conveyancing for business premises incorporates a wide range of services, provided by qualified solicitors, relating to business property. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
In my capacity as executor for the will of my aunt I am selling a house in Newport but live in Chard. My solicitor (who is 260 kilometers from mehas requested that I execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Chard to witness this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are based in Chard