I am acquiring a new build flat in Leven and my conveyancer is informing me that she has to the bank to reveal incentives from the builder. I am under pressure to exchange contracts and I don't want to prolong the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
As someone unfamiliar with conveyancing in Leven what’s your top tip you can give me for the ownership transfer in Leven
You may not hear this from too many lawyers but conveyancing in Leven and elsewhere in England and Wales is an adversarial experience. In other words, when it comes to conveyancing there exists plenty of opportunity for confrontation between you and other parties involved in the legal transfer of property. For example, the seller, estate agent and even potentially your bank. Appointing a lawyer for your conveyancing in Leven should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the transaction whose role it is to act in your legal interests and to protect you.
Every so often a third party with a vested interest will attempt to sway you that you should follow their advice. As an example, the selling agent may claim to be helping by suggesting your solicitor is slow. Or your mortgage broker may tell you to do something that is contrary to your conveyancers advice. You should always trust your lawyer above all other parties in the home moving process.
Are the BSA intent on creating a online directory to to identify solicitors on the Norwich and Peterborough Building Society conveyancing panel for instance in Leven?
We have not been informed any plans on the part of the BSA to develop such a search facility.
The deeds to my property are lost. The solicitors who conducted the conveyancing in Leven 4 years ago have long since closed. Will I be able to sell the house?
You no longer need to hold title official documentation to prove you own the land or premises, given that the Land Registry have everything they need in a digital format.
My brother has recommend that I use his conveyancing solicitors in Leven. Should I choose my own conveyancer?
No doubt it’s preferable to find a conveyancing solicitor is to get referrals from friends or family who have actually used the firm that you are contemplating using.
A conveyancing company dealt with my conveyancing in Leven 8 years past and was holding my deeds but has now closed – how do I retreive them?
Title deeds, as such, are no longer appropriate for most homes in Leven are registered digitally at Land Registry. Where you need to show ownership or are selling or re-mortgaging your solicitor should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.