I am hoping to receive a offer of a home loan from Santander. My intention is to enlist the help of a Licensed Conveyancer in Leven. Does the Santander Solicitor panel allow for Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
It is a dozen years since I bought my property in Leven. Conveyancing solicitors have now been appointed on the sale but I am unable to locate the title deeds. Is this a major issue?
Don’t worry too much. Firstly there is a chance that the deeds will be with your lender or they could be in the possession of the conveyancers who acted in the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Leven involves registered property but in the unlikely event that your home is unregistered it is more of a problem but is not insurmountable.
We wanted to use a conveyancing solicitor in Leven for our house purchase. Our broker informed us that our mortgage lenders Chelsea Building Society won't deal with them. Surely this is unduly restrictive?
A mortgage company can require a panel conveyancer act for it. Borrowers are expected to bear the charges for this. Please make use of our tool to select a solicitor to conduct conveyancing in Leven on the Chelsea Building Society approved list of solicitors.
Do I need to pay for insurance to cover chancel repairs when purchasing a property in Leven?
Unless a prior purchase of the premises took place after 12 October 2013 you may assume that lawyers conducting conveyancing in Leven to remain encouraging a chancel search and or chancel repair liability policy.
We're new to the buying process - agreed a price, but the estate agent informed us that the seller will only issue a contract if we use their recommended lawyers as they need a ‘quick sale’. We would rather use a high street solicitor accustomed to conveyancing in Leven
We suspect that the owner is not behind this ultimatum. If they want ‘a quick sale', turning down a serious buyer is not the way to achieve this. Speak to the vendors direct and explain that (a)you are genuine buyers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you intend to use your own,trusted Leven conveyancing lawyers - rather thanthose that will give the estate agent a referral fee or hit his conveyancing targets pre-set by corporate headquarters.
Is there a distinction between surveying and conveyancing in Leven?
Conveyancing - in Leven or elsewhere - is the legal term given to transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are buying and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for reducing the price down or asking the vendor to fix the problems prior to you complete your move.