It is is a decade since I acquired my property in Leven. Conveyancing lawyers have now been instructed on the sale but I can't track down my deeds. Is this a problem?
You need not be too concerned. Firstly the deeds may be with the mortgage company or they may be in the possession of the lawyers who acted in your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Leven involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is not insurmountable.
I am purchasing a house and require a conveyancing solicitor in Leven who is on the Britannia solicitor. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Britannia in certain locations such as Leven. We dont recommend any particular firm.
I have a terraced Victorian house in Leven. Conveyancing solicitor acted for me and Aldermore. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Leven and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing practitioner who conducted the purchase.
How difficult is it to switch firm as I have to find one who is on the Coventry Building Society conveyancing panel. I was using a high street conveyancing solicitor in Leven five minutes from me but the firm is not approved by Coventry Building Society
We will our best to assist in finding you a conveyancing solicitor in Leven on the Coventry Building Society panel. Please note that the solicitors that we list do not pay us fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Leven. In making use of the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Leven.
There are only 68 years left on my flat in Leven. I am keen to get lease extension but my landlord is missing. What should I do?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. You will be obliged to prove that you or your lawyers have done all that could be expected to locate the lessor. In some cases an enquiry agent should be useful to try and locate and prepare a report to be used as evidence that the freeholder is indeed missing. It is advisable to get professional help from a property lawyer in relation to investigating the landlord’s absence and the vesting order request to the County Court covering Leven.
Leasehold Conveyancing in Leven - Sample of Queries before buying
The prefered form of lease arrangement is a share of the freehold. In this arrangement the tenants benefit from control and even though a managing agent is often employed where the building is larger than a house conversion, the managing agent is directed by the tenants. Be sure to discover if there is anything that is prohibited in the lease. For example it is reasonably common in Leven leases that pets are not permitted in certain buildings in Leven. If you like the apartmentin Leven yet your dog is not allowed to make the move with you then you will be faced difficult determination. It is important to be aware if a new roof is being installed or some other major work is pending that will be shared amongst the leaseholders and could well dramatically increase the the maintenance costs or necessitate a specific invoice.
I own a leasehold flat in Leven. Conveyancing was finalised in 2009. I have heard that I mustn’t let the the remaining lease term to fall too low. Is this right?
Leven domestic long term leases are for a set term - normally just under one hundred years when they commenced. However a significant appartments in Leven were built or converted in the 70’s80’s and so such leases now have less than eighty years unexpired. This may sound like a long time but Banks, Building Societies and other mortgage lenders generally need leases to have a minimum of seventy five years left to adequate security. Accordingly when you come to sell the property you will need a lease extension if you are approaching seventy five years. To optimize the marketability of your property you should be considering whether or not to extend your lease well in advance of selling the property. Furthermore advantages to taking action before the lease reaches even 80 years as when the lease falls below 80 years the premium to be paid to extend starts to get a lot more expensive.