We are buying a property and require a conveyancing solicitor in Beverley who is on the HSBC solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Beverley.
We are purchasing a 4 bedroom semi-detached house in Beverley. The intention is to carry out a loft conversion at the house.Will the conveyancing process involve checks to determine if these alterations are allowed?
Your conveyancer will check the registered title as conveyancing in Beverley can sometimes identify restrictions in the title documents which restrict certain changes or require the permission of a 3rd party. Some extensions call for local authority planning permissions and approval in accordance building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
We had appointed conveyancers located in Beverley on the Nottingham solicitor approved list. They have just invoiced me a supplemental fee for handling the Nottingham mortgage. Is this an additional conveyancing fee set by Nottingham?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your lawyer is entitled to charge a fee for this. This fee is not dictated by Nottingham but by your Beverley solicitor. Numerous firms on the Nottingham panel will levy an ‘acting for lender’ fee and others do not.
I am buying a property in Beverley. A rare aspect is that the roof has a solar panel. RBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is RBS your lawyer must comply with the formal requirements outlined in Section 2 of UK Finance Lenders’ Handbook for RBS. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and lawyers are required to report to RBS where a lease fails to meet these provisions. The requirements relate to the installation of panels on properties countrywide and is not limited to Beverley.
Are there restrictive covenants that are commonly identified during conveyancing in Beverley?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Beverley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm purchasing a new build house in Beverley with a mortgage from HSBC Bank. The sellers would not move on the price so I negotiated 6k of extras instead. The property agent advised me not reveal to my solicitor about the side-deal as it may affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In what way does the Landlord & Tenant Act 1954 impact my commercial premises in Beverley and how can your lawyers assist?
The 1954 Act gives protection to commercial tenants, granting the legal entitlement to make a request to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Beverley is one of the numerous areas of the UK in which the firms we work with have offices
Why can't I complete our conveyancing in Beverley on a public holiday?
This is due to the fact that on completion the money will pass between the banks of the buyer and owner’s conveyancing practitioner and at present this can only occur on a working day. It is not possible to complete on a saturday or sunday either.