My Solicitor in Tickton is not listed on the Barclays Direct Solicitor Panel. Is it possible for me to use my prefered solicitor notwithstanding that they are excluded from the Barclays Direct panel?
The limited options available to you here include:
- Carry on with your preferred Tickton lawyers but Barclays Direct will need to use a solicitor on their list of acceptable firms. This will result in additional overall conveyancing fees and cause delays.
- Choose an alternative practitioner to act in the purchase, obviously checking they are on the Barclays Direct panel
Forgive me if this question is silly but I am wet behind the ears as a 1st time buyer of a two bedroom flat in Tickton. Do I receive the keys to the house on completion from my lawyer? If this is the case, I will use a High Street conveyancing solicitor in Tickton?
On the day of completion you will not be required to go to the conveyancers office in Tickton. Conveyancing lawyers for you will transfer the completion advance to the seller's conveyancers, and shortly after the monies have arrived, you should be able to collect the keys from the property Agents and move into your new home. Usually this happens between 1 and 3pm.
When it comes to mortgage companies such as Bank of Ireland, do Tickton lawyers have to pay an annual charge to be on the conveyancing panel?
We are not aware of any bank fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
I am buying a property in Tickton. An unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Barclays your lawyer must comply with the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook includes minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Barclays where a lease fails to comply with these specifications. The provisions relate to the installation of panels on properties countrywide and is not limited to Tickton.
I am close to exchanging contracts on the sale of our house in Tickton and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local conveyancer would know this is not the case. It does beg the question why the buyers are using a national conveyancing firm rather than a conveyancing solicitor in Tickton. Having lived in Tickton for many years we know that this is a non issue. Is it a good idea to contact our local Authority to seek clarification need.
It would appear that you have a conveyancing solicitor already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Tickton is the location of the property. What do you suggest?
Flying freeholds in Tickton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tickton you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tickton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Looking forward to complete next month on a studio apartment in Tickton. Conveyancing lawyers assured me that they will have a report out to me within the next couple of days. What should I be looking out for?
The report on title for your leasehold conveyancing in Tickton should include some of the following:
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What options are available to the landlord where you have contravened the provisions of the lease? Alterations to the premises The physical ownership of the property. This may be the flat itself but could also incorporate a roof space or basement if applicable. Repair and maintenance of the flat Specifying your legal entitlements in relation to common areas in the block.By way of example, does the lease grant a right of way over a path or staircase?
Tickton Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing
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On the whole the cost for major works are not included within service charges, although some managing agents in Tickton obliged leasehold owners to pay into a reserve fund created for the specific intention of establishing a fund for major repairs or maintenance. Is anyone aware of any major works in the near future that will increase the service fees? Best to be warned whether a new roof is being put on or some other major work is due in the near future to be shared between the leaseholders and may well materially increase the the service charges or require a specific invoice.
Why is it not possible to complete our conveyancing in Tickton on Easter Monday?
This is due to the fact that on completion the sale price will be transferred electronically between the banks of the buyer and seller's conveyancing practitioner and currently this can only happen on a business day. So you can't complete on a saturday or sunday either.