We are a couple about to sign contracts for a semi detached house in Keelby. We have hit a snag. The loan offer with Alliance & Leicester runs out on 25/9/2026 but the vendors are insisting on a completion date of 29/9/2026. Is it possible to extend the loan offer?
The person best placed to deal with your question is your solicitors who will calculate if they corresponding with the mortgage company, seller’s lawyers, property agents or possibly all parties based on the circumstances your transaction as of today.
We are buying a property and need a conveyancing solicitor in Keelby who is on the UBS approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Keelby.
We are due to move home in August. Should my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you suggest a removal company in Keelby. Conveyancing firm was chosen before I stumbled across your page.
On the day of completion you can collect the house keys from your property agent but this can only take place when the previous owners solicitors inform the agent that they have the completion monies and the keys can be collected. After that you should tell the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can assist you in finding a residential property solicitor in Keelby or a solicitor with expertise in conveyancing in Keelby.
I am currently in the process of buying my council flat in Keelby. I have a mortgage offer with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Keelby solicitor - who is on the HSBC conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
HSBC will need an independent valuation of the property. Your lawyer will not arrange this. Usually HSBC will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Keelby postcode. As you are getting a mortgage with HSBC, you could contact them to see if they have a list of approved surveyors in Keelby.
How does conveyancing in Keelby differ for newly converted properties?
Most buyers of new build or newly converted property in Keelby approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because house builders in Keelby tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Keelby or who has acted in the same development.
My husband and I are new on the property ladder - agreed a price, yet the selling agent advised that the vendor will only move forward if we instruct the agent's chosen conveyancers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a local conveyancer accustomed to conveyancing in Keelby
It is unlikely the vendors are driving this. Should the vendor want ‘a quick sale', taking such a hostile approach to a motivated purchaser is is going to put the whole deal at risk. Bypass the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you will continue to use your preferred Keelby conveyancing solicitors - not the ones that will give their negotiator at the agency a kickback or achieve conveyancing thresholds set by head office.
What can I do to determine who is the owner of a house in Keelby?
On the basis that the premises is recorded at the Land Registry, and you have the information of the address of the property, you will be able to view details from the the Land Registry of the registered proprietor for a fee.