In the event thatI was to buy a freehold homein Laceby mortgage fee and dispense with a survey and no conveyancing searches how much could I expect to to save on my conveyancing in Laceby?
The sole reduction in fees you would achieve is the costs for searches. The property lawyer still got to do everything else - money laundering, communicating with the sellers solicitor, SDLT submission, register the property etc. A marginal saving might be made by not needing to register a charge but it won't be meaningful.
A friend advised me that in buying a property in Laceby there may be various restrictions as to what one can do in terms of external changes to the property. Is this right?
There are a number of properties in Laceby which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Laceby should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am aiming to move house in October. Will my conveyancing solicitor call the removal company on the completion day. Incidentally, can you suggest a removal company in Laceby. Conveyancing lawyer was organised prior to coming across this page.
On the afternoon of completion you can collect the keys from your estate agent however this should only take place when the sellers conveyancers inform the agent that they have the completion monies and the keys can be passed over. Subsequently you can inform the removal men that you are ready to move in. As a matter of policy we do not recommend a specific removal company but can assist you in locating a residential property solicitor in Laceby or a legal practice that specialises in conveyancing in Laceby.
I am selling my flat. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Yorkshire BS are being problematic. The Laceby solicitor who is on the Yorkshire BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
The deeds to our home can not be found. The conveyancers who did the conveyancing in Laceby 5 years ago have long since closed. What are my next steps?
Assuming you have a registered title the details of your proprietorship will be recorded by HMLR with a Title Number. It is easy to perform a search at the Land Registry, identify your house and obtain current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a certified copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.
Due to the guidance of my in-laws I had a survey completed on a property in Laceby ahead of appointing conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some lenders will not give a loan on this type of house.
It varies from the lender to lender. Santander has different instructions from Halifax. If you call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Laceby. Conveyancing will be smoother if you use a solicitor in Laceby especially if they regularly deal with such properties in Laceby.
I am looking into buying my first house which is in Laceby and I am already nervous. I couldn't find anything specific about Laceby. Conveyancing will be needed in due course but do you know about the Laceby area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Laceby. In the meantime here are some basic statistics that we found
We're FTB’s - agreed a price, but the property agent told us that the owners will only issue a contract if we use the agent's preferred conveyancers as they need a ‘quick sale’. We would rather use a high street conveyancer with experience of conveyancing in Laceby
We suspect that the seller is not behind this request. Should the owner require ‘a quick sale', taking such a hostile approach to a genuine buyer is counter productive. Contact the vendors directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you will continue to use your preferred Laceby conveyancing lawyers - not the ones that will provide their estate agent a kickback or achieve conveyancing targets pre-set by senior management.