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Choosing the right solicitor is the most important decision when it comes to your Waltham conveyancing

Reasons to use our Waltham conveyancing solicitors

  • 1 Waltham conveyancer are the key to a successful Waltham home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 2 Cut price packages from online conveyancers might be tempting. However, these companies are often located hundreds of kilometers away with little appreciation of the factors that impact property transactions in Waltham
  • 3 Personal touch together with pure property local knowledge are key benefits that you should value when choosing conveyancing solicitors. Waltham conveyancing can be made significantly more protracted as a result of lack of transparency between all the parties. The lawyers listed endeavour to make sure that the lines of communication are open and act on arising issues and developments instantly.
  • 4 Our site offers most comprehensive residential conveyancing directory listing lender approved property lawyers conducting conveyancing in Waltham regulated by the SRA or Council of Licensed Conveyancers.
  • 5 Notwithstanding what other solicitors inform you it just might be necessary to pop into your conveyancer to execute documents. There are various parties with with an interest in a house sale without needing to add the postman into the equation.

Examples of recent conveyancing in Waltham since March 2024*

Recently asked questions about conveyancing in Waltham

Our lawyer has discovered a defect with the lease for the flat we are purchasing in Waltham. The other side have put forward defective title insurance as a solution. We are happy with insurance and will pay for it. Our lawyer says that he must be satisfied that the bank is willing to move forward with this solution. Who is the client here, us or the bank?

Regardless of the fact that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the lender are the client. These conveyancing instructions have to be complied with.

Can you clarify what the consequences are if my solicitor is removed from the HSBC Solicitor panel ahead of completing my conveyancing in Waltham?

The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

I am purchasing my first flat in Waltham with a mortgage from Nationwide Building Society. The builders would not move on the amount so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not inform my solicitor about the side-deal as it may jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey completed on a house in Waltham prior to instructing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies may refuse to issue a loan on a flying freehold premises.

It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Waltham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Waltham to see if the conveyancing will be more expensive.

Can you provide any top tips for leasehold conveyancing in Waltham from the perspective of saving time on the sale process?

  • Much of the delay in leasehold conveyancing in Waltham can be bypassed where you appoint lawyers the minute you market your property and request that they start to put together the leasehold documentation which will be required by the buyers’ lawyers.
  • A minority of Waltham leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, it would be prudent to place the estate agents on notice to make sure that the purchasers obtain financial (bank) and professional references. Any bank reference will need to confirm that the buyers are able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their solicitors. You may think that you are aware of the number of years remaining on your lease but it would be advisable double-check via your conveyancers. A buyer’s conveyancer will not be happy to advise their client to where the remaining number of years is below 80 years. In the circumstances it is essential at an early stage that you identify whether the lease term requires a lease extension. If it does, contact your solicitors before you put your property on the market for sale. The majority of freeholders or Management Companies in Waltham levy fees for providing management packs for a leasehold property. You or your lawyers should find out the actual amount of the charges. The management pack can be applied for as soon as you have a buyer, thus reducing delays. The average time it takes to obtain the necessary information is three weeks. It is the most frequent cause of delay in leasehold conveyancing in Waltham.

Waltham Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing

    If a Waltham lease has no more than 80 years it will affect the salability of the property. Check with your lender that they are willing to lend given the lease term. Leases with fewer than 80 years remaining means that you will probably have to extend the lease at some point and it is worth discovering how much this will be. For most Walthamlease extensions you would be be obliged to have been the owner of the premises for 24 months before you are eligible to extend the lease. The best form of lease structure is a share of the freehold. In this arrangement the leaseholders have being in charge if their destiny and notwithstanding that a managing agent is usually retained where it is bigger than a house conversion, the managing agent is directed by the tenants. How much is the ground rent and service charge?

Are the Waltham conveyancing lawyers identified as being on the bank conveyancing panel, together with their details provided by the bank?

Waltham law firm practices and firms carrying out conveyancing in Waltham themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the bank directly.

Last updated

Sample of conveyancing solicitors in Waltham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Waltham but also conveyancing throughout England and Wales.

  • Bates & Mountain, The Old Courthouse, 42 Brighowgate, Grimsby, South Humberside, DN32 0QW
  • John Barkers, 9-11 Bethlehem Street, Grimsby, South Humberside, DN31 1JN
  • Bridge Mcfarland, 19 South St. Marys Gate, Grimsby, South Humberside, DN31 1JE
  • Claire Parker Limited, New Oxford House, Osborne Street, Grimsby, South Humberside, DN31 1EY
  • Wilkin Chapman Llp, New Oxford House, Town Hall Square, Grimsby, South Humberside, DN31 1EY

Commercial Conveyancing solicitors in Waltham regulated by the SRA

The firms listed below are a small selection of solicitors in Waltham practicing in commercial conveyancing in Waltham. This will likely include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Bates & Mountain, The Old Courthouse, 42 Brighowgate, Grimsby, South Humberside, DN32 0QW
  • John Barkers, 9-11 Bethlehem Street, Grimsby, South Humberside, DN31 1JN
  • Bridge Mcfarland, 19 South St. Marys Gate, Grimsby, South Humberside, DN31 1JE
  • Claire Parker Limited, New Oxford House, Osborne Street, Grimsby, South Humberside, DN31 1EY
  • Wilkin Chapman Llp, New Oxford House, Town Hall Square, Grimsby, South Humberside, DN31 1EY

Planning law solicitors in Waltham regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Waltham with expertise in planning law. The solicitors can give expert legal advice on all aspects of planning, including development on contaminated land
  • David Buckle Limited, New Oxford House, Osborne Street, Grimsby, South Humberside, DN31 1EY
  • Wilkin Chapman Llp, New Oxford House, Town Hall Square, Grimsby, South Humberside, DN31 1EY
  • Wilkin Chapman Members Ltd, New Oxford House, Po Box 16, Town Hall Square, Grimsby, South Humberside, DN31 1HE

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.