We are a couple about to sign contracts for a garden flat in Barnetby le Wold. We have hit a stumbling block. Our mortgage offer with Platform Home Loans Ltd runs out on 11/8/2025 but the sellers are suggesting a completion date of 13/8/2025. Is it possible to prolong the mortgage offer?
The best person to address this question is your solicitors who should determine whether they should be discussing with the mortgage broker, owner’s conveyancers, property agents or conceivably all parties based on what has gone on in your house move to date.
We are selling our apartment in Barnetby le Wold. Will the lawyer have to be required to be on the Clydesdale conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Clydesdale conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.
Taking into account that I am about to spend hundreds of thousands of pounds on a two bedroom apartment in Barnetby le Wold I wish to talk to a lawyer about myconveyancing in advance of appointing the firm. Is this something that you can arrange?
Absolutely - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer who will be carrying out your conveyancing in Barnetby le Wold.There is no ‘factory style conveyancing’ - every client is an important person, not a case number. The solicitors that we put you in touch with believe that the fees you are quoted for residential conveyancing in Barnetby le Wold should be the figure that you end up paying.
Am I better off to appoint a Barnetby le Wold conveyancing lawyer who is local to the property I am buying? We have a good friend who can handle the conveyancing however they are based approximately 350kilometers away.
The primary upside of using a local Barnetby le Wold conveyancing firm is that you can pop in to sign paperwork, hand in your ID and apply pressure on them if necessary. They will also have local knowledge which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and on the whole were impressed that must outweigh using an unknown Barnetby le Wold conveyancing solicitor just because they are based in the area.
What are the frequently found problems that you come across in leases for Barnetby le Wold properties?
There is nothing unique about leasehold conveyancing in Barnetby le Wold. Most leases are individual and drafting errors can sometimes mean that certain sections are wrong. The following missing provisions could result in a defective lease:
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Clauses dealing with recovering service charges for expenditure on the building or common parts.
A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Nationwide Building Society, The Mortgage Works, and Aldermore all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, obliging the purchaser to pull out.
Barnetby le Wold Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing
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Are any of leasehold owners in arrears of their service charge liability? The answer will be helpful as a) areas may result in problems in the building as the communal areas may start to deteriorate if services remain unpaid b) if the leasehold owners have an issue with the managing agents you will wish to have full disclosure The prefered form of lease arrangement is where the freehold interest is owned by the leaseholders. In this scenario the lessees enjoy being in charge if their destiny and notwithstanding that a managing agent is usually employed where it is larger than a house conversion, the managing agent is directed by the tenants.
I am an executor of my recently deceased mum’s Will, with a bungalow in Barnetby le Wold which is to be sold. The property is unregistered at the Land Registry and I'm advised that many buyers solicitors will insist that it is completed before they will move forward. What's the mechanism for this?
In the circumstances you refer to it seems advisable to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.