Forgive me if this question is silly but I am new to the house moving as a first time buyer of a two bedroom flat in Old Coulsdon. Do I pick up the keys to the property on the completion date from my solicitor? If so, I will appoint a High Street conveyancing solicitor in Old Coulsdon?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the seller's conveyancers, and shortly after the monies have arrived, you should be called to pick up the keys from the property Agents and start moving into the property. Usually this happens between 1 and 3pm.
When it comes to mortgage companies such as Yorkshire BS, do Old Coulsdon solicitors have to pay an annual charge to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
We had instructed solicitors located in Old Coulsdon on the Lloyds solicitor approved list. They have just billed me a further sum for handling the Lloyds mortgage. Is this a supplemental conveyancing fee specified by Lloyds?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your solicitor is entitled to levy a fee for this. This fee is not set by Lloyds but by your Old Coulsdon lawyer. Plenty of firms on the Lloyds panel will charge an ‘acting for lender’ fee and others do not.
I have todaybeen informed that Wolstenholmes have closed. They conducted my conveyancing in Old Coulsdon for a purchase of a freehold house 10 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?
The quickest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Old Coulsdon conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build flat in Old Coulsdon. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Old Coulsdon
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
What does commercial conveyancing in Old Coulsdon cover?
Non domestic conveyancing in Old Coulsdon incorporates a wide array of advice, provided by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
My partner has suggested that I instruct his lawyers for conveyancing in Old Coulsdon. Should I choose my own conveyancer?
No doubt the ideal way to select a conveyancing solicitor is to seek feedback from friends or family who have actually used the solicitor that you are are thinking of instructing.
Our lenders have just issued us with a mortgage offer. We have retained a long established conveyancer in Old Coulsdon yesterday. Today, our financial adviser contacted us saying that the lender said that we cannot use our solicitor as they aren't on their panel. As FTB's, we had no idea that the lender had some control over our choice Is this usual?
You are permitted to instruct any conveyencer you want to use including the said conveyancer in Old Coulsdon however if they are not on the your lender's approved list you will have to fork out an extra fee so the bank can instruct their own lawyers. sometimes it is possible your preferred conveyancing firm to get included on to the lender panel. You can use web-based search facilities such as lenderpanel.com to find a conveyancing solcitor in Old Coulsdon on the lender panel. You can go into your high street bank branch in Old Coulsdon. They will know some good conveyancing solicitors in Old Coulsdon on the mortgage company panel.