Completed the sale of my flat in Old Coulsdon last October yet the purchaser is telephoning me to say their lawyer is waiting to hear from mylawyer. What are the post completion sale formalities now that I have sold?
Following your disposal your solicitor is obliged to deliver the transfer deeds and all additional paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor must also confirm that the home loan has been discharged to the purchasers solicitors. There is unlikely to be post completion requirements just for conveyancing in Old Coulsdon.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The solicitors who did the conveyancing in Old Coulsdon 4 years ago have long since closed. What do I do?
Assuming the title is registered the details of your ownership will be documented by HMLR with a Title Number. It is easy to execute a search at the Land Registry, find your property and obtain up to date copies of the property title for less than a fiver. If the title is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I'm buying a new build house in Old Coulsdon with the aid of help to buy. The developers would not reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not inform my conveyancer about the side-deal as it may impact my loan with Halifax. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a simple, chain free conveyancing. Old Coulsdon is where the house is located. What do you suggest?
Flying freeholds in Old Coulsdon are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Old Coulsdon you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Old Coulsdon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Taking into account that I will soon spend hundreds of thousands of pounds on a two bedroom apartment in Old Coulsdon I wish to talk to a solicitor about mytransaction ahead of appointing the firm. Is this something that you can arrange?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you liaising with the solicitor due to be conducting your property ownership legalities in Old Coulsdon.There is no ‘factory style conveyancing’ - each client is unique person, not a case reference. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Old Coulsdon should be the figure that you are charged.
I would like to rent out my leasehold apartment in Old Coulsdon. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?
A small minority of properties in Old Coulsdon do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
Following months of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Old Coulsdon. Can we issue an application to the Residential Property Tribunal Service?
Absolutely. We are happy to put you in touch with a Old Coulsdon conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Old Coulsdon residence is 223 Brighton Road in September 2013. The premium payable for the acquisition freehold of the properties should be £10,934 (Ten thousand,nine hundred and thirty four pounds) This case related to 3 flats. The unexpired lease term was 75 years.