I am selling my house in Old Coulsdon. Will my lawyer have to be on the Yorkshire BS conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Yorkshire BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Old Coulsdon?
There are many recorded licenced Conveyancers in Old Coulsdon and Solicitor practices in Old Coulsdon to choose from We would stress that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Are all Old Coulsdon Conveyancing Quality Solicitors on the Nationwide conveyancing panel?
Some major banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
The formalities of my remortgage has taken place for my property in Old Coulsdon. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I got the keys to my flat on 6 January and the transaction details are still not registered. Need I be worried? My conveyancing solicitor in Old Coulsdon advises it should be formalised in a couple of weeks. Are properties in Old Coulsdon uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Old Coulsdon registration formalities. Rather than based on location, timescales can adjust subject to who lodges the application, whether there are errors and whether the Land registry communicate with any other parties. At present approximately 80% of such applications are fully addressed in less than three weeks but occasionally there can be extensive delays. Registration occurs after the buyer is living at the property thus registration formalities is not usually an essential issue yet where it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for an expedited registration.
How do I search for a Old Coulsdon solicitor on the Santander conveyancing panel? I drive a motor bike and am willing to travel upto 10miles to meet the solicitor.
You can use the search on this page. Please choose the lender and your location and you will see a number of Old Coulsdon conveyancing lawyers located nearest you. We have detailed some Old Coulsdon conveyancing firms at the bottom of this page and you can contact them to see if they are on the Santander panel
I need to retain a conveyancing solicitor for some conveyancing in Old Coulsdon. I have land on a web site which appears to be the ideal offering If it is possible to get all the legals done via web that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have recently had an offer accepted on an apartment in Old Coulsdon and the estate agent that we are dealing with suggested his conveyancing practitioner. She quoted nine hundred pounds excluding VAT and 3rd party costs. Does this sound reasonable?
You should not rely on a single quote. You should seek like-for-like quotes for your conveyancing in Old Coulsdon. Then choose one that you are comfortable with and crucially, is on the approved panel of the mortgage company that you are sourcing your mortgage from.