It is is a decade since I bought my home in Piccadilly. Conveyancing solicitors have recently been instructed on the sale but I can't find my deeds. Will this cause complications?
Don’t worry too much. Firstly the deeds may be retained by the mortgage company or they could be archived with the lawyers who oversaw the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Piccadilly relates to registered property but in the rare situation where your home is unregistered it is more tricky but is not insurmountable.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Piccadilly so that I can pop in to their offices if required.
Whereas this was necessary twenty years ago, most mortgage companies no longer require their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to supply identification documents and there are still distinct benefits to using a locally based ayer, in your situation a conveyancing solicitor in Piccadilly.
Me and my brother have a renovated Edwardian house in Piccadilly. Conveyancing solicitor acted for me and Virgin Money. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the exact same address. Is it worth asking Virgin Money to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Piccadilly and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing solicitor who conducted the conveyancing.
I am selling my house. My former solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Piccadilly if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Piccadilly. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
In scouring the world wide web for the phrase on line conveyancing in Piccadilly it reveals numerous solicitorsin the area. With so much choice what is the best way to find the right property lawyer for me?
The ideal way of finding the right conveyancer is via personal referral, so enquire of friends and relatives who have bought a property in Piccadilly or a respected estate agent or mortgage broker. Fees for conveyancing in Piccadilly differ, so it's a good idea to secure at least four costs illustrations from varying types of property lawyers. Dont forget to clarify that the charges are assured not to escalate.
We have an offer in principle from Platform Home Loans Ltd who said we could borrow up to £300k. At what point do we need to instruct a practitioner for conveyancing? Piccadilly is where we are buying.
You can appoint a conveyancing practitioner now so that the property lawyer can open the file so they can conduct their AML checks etc. Once you wish them to start work you will be asked for a payment on account normally about £200. That would generally be once you have the mortgage offer and survey back, but should you want to speed the process you can start sooner albeit risking some money.