Me and my fiance are acquiring property in Dingle. My Conveyancer is not on the mortgage company solicitor panel. Can I still continue with my Dingle conveyancing solicitor notwithstanding that they are not on the lender approved list?
You have a couple of options available to you here
- Complete the purchase with your existing Dingle property lawyer but your lender will no doubt use a conveyancing practitioner from their approved list. This will result in additional charges and probable delay.
- Get a new lawyer to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to join the mortgage company conveyancing panel
Can I use your services to recommend a Conveyancing solicitor in Dingle even if I’m not purchasing or disposing of a house, for example if I want to buy an office in Dingle with a mortgage from Skipton Building Society?
Our comparison service is mainly used to help choose domestic conveyancing solicitors in Dingle but we have recorded towards the end of this page a selection of Dingle commercial conveyancing firms. You will need to enquire with the solicitors directly to check if they are also authorised to represent Skipton Building Society
My wife and I have recently appointed a conveyancing solicitor in Dingle. I I would like to check if they are accepted on the Skipton Building Society conveyancing panel. Could you or the lender confirm if they are on the panel?
The first thing to do is phone your conveyancer and enquire whether they can act for the bank. Alternatively you can get in touch with Skipton Building Society who may be able to help.
Are all Dingle Conveyancing Quality Solicitors on the Bank of Ireland conveyancing panel?
Some major banks and building societies now make use of CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.
My husband and I are in the process of viewing houses in Dingle and I am now considering a potential offer. Is it wise to have my solicitor on ‘stand by’? I will be getting a home loan with Nationwide.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are seeking a mortgage with Nationwide, make sure you remember to check that your lawyer is on the Nationwide conveyancing panel.
I am due to exchange contracts on my flat. I had a double glazing fitted in November 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Kent Reliance are being a right pain. The Dingle solicitor who is on the Kent Reliance conveyancing panel is recommending indemnity insurance as a solution but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one close by in Dingle I like with a park and station in the vicinity, however it's only got 51 years unexpired on the lease. I can't really find anything else in Dingle for this price, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a home loan the remaining unexpired lease term may be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
I am looking to sell my home. My former solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Dingle if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Dingle. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.