I am in the throes of transferring my existing standard loan to a BTL Aldermore mortgage. I was told by my financial advisor that I must appoint a conveyancer for this. I had a chat the same Enfield Lock conveyancing solicitor who dealt with the legals when I first bought the premises. The fee calculation they've given of £550 is an eye-watering amount to do this as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The charges are a bit high. Where you are willing to expend time contrasting quotes you might decrease the fees marginally by say £125. On the other hand, if you were happy with the legal work the firm offered you mightlive to rue choosing an an unknown lawyer. If is important to be sure that the solicitor can act for Aldermore. You can utilise our search tool to find a Enfield Lock conveyancing firm on the Aldermore approved list of lawyers, which can often include conveyancing solicitors in Enfield Lock.
My flat in Enfield Lock is up for sale and I have a buyer. Does the property lawyer need to be on the Lloyds conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Lloyds conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently in recent years.
I used Stirling Law a few years ago for my conveyancing in Enfield Lock. I now require my papers but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Enfield Lock of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm buying my first flat in Enfield Lock with a loan from Yorkshire Building Society. The builders would not move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not reveal to my solicitor about the side-deal as it could impact my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My business partner and I are planning to lease a unit on a shopping parade. Can you recommend conveyancers offering competitive charges for non-domestic conveyancing in Enfield Lock for under £1,200?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Enfield Lock, including the disposal and acquisition of businesses as well as simply property. If you are looking to acquire or lease a shop, pub, restaurant, office, retail unit or a whole business we can find you the right firm. Regarding the fees this will depend on the structure and terms of the proposed transaction. Let us have your details or call us so that we can furnish you with a fixed commercial conveyancing calculation.
I am looking for a conveyancing practitioner in Enfield Lock for my home move. Is it possible to check a solicitor's record with the profession’s regulator?
Members of the public can search for presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes monitor call for training requirements.