Can conveyancing in Enfield Highway to be done in under two weeks?
Where the seller is applying a tight deadline for your conveyancing it is highly recommended that your lawyer is familiar with the area as they will make use of local connections and knowledge. It is possible that they would have handled otherhouses in the same neighbourhood. You would be best advised to use a Enfield Highway conveyancing solicitor. Second, be sure that the conveyancing firm is on the member panel. It is understood that just under twenty per cent of Enfield Highway conveyancing transactions are suspended or jeopardised after discovering a purchaser’s lawyer was not on their mortgage lender’s member panel. This can often result in the home move being delayed by an average of three weeks. It is understood that this issue affects approximately one hundred thousand home sales annually. Almost all Enfield Highway conveyancing practices can not represent certain lenders so do check as early as possible.
I purchased a freehold property in Enfield Highway but still pay rent, why is this and what is this?
It’s unusual for properties in Enfield Highway and has limited impact for conveyancing in Enfield Highway but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
We are selling our apartment in Enfield Highway. Does my conveyancing practitioner need to be on the UBS conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently in recent years.
We have agreed to purchase a house in Enfield Highway. A rare aspect is that the roof has a solar panel. Yorkshire BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Yorkshire BS your lawyer must follow the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Yorkshire BS. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Yorkshire BS where a lease does not meet these provisions. The requirements relate to the installation of panels on properties nationwide and is not limited to Enfield Highway.
I recently had an offer accepted on an apartment in Enfield Highway. My mortgage broker pressured me to appoint their lawyer. I paid an upfront payment of £175. A few days later, the solicitor called me to say that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My offer was accepted on a property in Enfield Highway on 21/11/2025, valuation was booked 3 days after, all came back fine. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Are Yorkshire BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I'm buying a new build house in Enfield Highway with a loan from Aldermore. The builders would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not inform my lawyer about this side-deal as it will impact my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a ground for flat up to £235,500 and identified one close by in Enfield Highway I like with a park and transport links nearby, the downside is that it's only got 61 years on the lease. I can't really find anything else in Enfield Highway in this price bracket, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan the remaining unexpired lease term will be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.