Find a Lender-Approved Local Conveyancer in Freezywater

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You can try and find the cheapest conveyancing solicitors in Freezywater but be careful as you may get what you pay for.

Top reasons to use our service to assist you find a local conveyancing solicitor in Freezywater

  • 1 The Freezywater conveyancing practitioners that are listed are dedicated to supplying value for money, efficient and accessible conveyancing service to purchasers, sellers and remortgagors in Freezywater
  • 2 Freezywater lawyer are the key to a successful Freezywater home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 3 Retaining the services of a high street Solicitor usually results in a more personal touch. Sometimes when dealing with a large conveyancing firm, your transaction is handled by a team of people who check what is happening on the file by reading from their computer screens.
  • 4 We are the UKs most comprehensive residential conveyancing directory listing bank approved law practices carrying out conveyancing in Freezywater regulated by the SRA or Council of Licensed Conveyancers.
  • 5 Regardless alternative companies may claim it may be necessary to pop into your solicitor to execute contracts. There are enough parties engaged in a conveyancing transaction without needing to add the postman into the pot.

Examples of recent conveyancing in Freezywater since August 2020*

Recently asked questions about conveyancing in Freezywater

Me and my fiance are purchasing a 2 bedroom apartment in Freezywater with a mortgage. We like our Freezywater conveyancer, but the bank advise he's not on their "panel". We have to appoint one of the bank panel firms or retain our Freezywater property lawyer as well as pay for one of their panel lawyers to act for them. We feel that this is inequitable; can we not insist that the lender use our Freezywater lawyer ?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Freezywater conveyancing lawyer to apply to be on the conveyancing panel.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Freezywater. My lender is The Mortgage Works

The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 20/11/2020, the requirements read as follows :

I am purchasing a 4 bedroom semi-detached house in Freezywater. Our aim is to an extension at the rear at the property.Will legal work on the property include enquiries to determine if these works were previously refused?

Your solicitor will review the registered title as conveyancing in Freezywater will on occasion identify restrictions in the title deeds which prohibit categories of changes or require the consent of another owner. Many extensions require local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.

We previously instructed conveyancing lawyers with offices in Freezywater on the Santander solicitor panel. They have just invoiced me a further fee for the legal aspects of the Santander mortgage. Is this an additional conveyancing fee set by Santander?

As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your solicitor is entitled to levy a fee for this. This fee is not dictated by Santander but by your Freezywater property lawyer. Some firms on the Santander panel will levy an ‘acting for lender’ fee and others do not.

The mortgage over my property is with Principality for my property in Freezywater. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Principality?

Principality must be informed of your intention in advance of renting your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel lawyer.

Are there restrictive covenants that are commonly identified during conveyancing in Freezywater?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Freezywater. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Just had an offer accepted on a new build apartment in Freezywater. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Freezywater

    Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I work for a reputable estate agent office in Freezywater where we have witnessed a few flat sales jeopardised as a result of leases having less than 80 years remaining. I have received contradictory information from local Freezywater conveyancing solicitors. Can you clarify whether the vendor of a flat can initiate the lease extension formalities for the purchaser on completion of the sale?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer can avoid having to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the sale.

Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

I am the proprietor of a a ground floor purpose built flat in Freezywater. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?

Where there is a missing landlord or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to determine the premium.

An example of a Vesting Order and Purchase of freehold case for a Freezywater premises is Ground Floor Flat 4A Baronet Road in February 2010. Following a vesting order by Edmonton County Court on 23rd December 2008 (case number 8ED064) the Tribunal decided that the price that the Applicant for the freehold interest should pay is £8,689.00 This case was in relation to 2 flats. The unexpired residue of the current lease was 80.01 years.

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Sample of conveyancing solicitors in Freezywater regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Freezywater but also conveyancing throughout England and Wales.

  • Edward Oliver & Co, 38 Crossbrook Street, Cheshunt, Waltham Cross, Hertforshire, EN8 8JQ
  • Kent Law Limited, Enfield Business Centre, 201 Hertford Road, Enfield, Middlesex, EN3 5JH
  • Karis Spyris Llp, The Business Centre, 758 Great Cambridge Road, Enfield, Middlesex, EN1 3PN
  • Avrillo Llp, Gorray House, 758 Great Cambridge Road, Enfield, Middlesex, EN1 3GN
  • Djk Solicitors, 46 Highbridge Street, Waltham Abbey, En9 1bs, Waltham Abbey, Essex, EN9 1XE

Residential Landlord and Tenant Conveyancing solicitors in Freezywater

The firms listed below are a non-comprehensive list of solicitors in Freezywater with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This may include advice on Court proceedings for possession

  • Kirwans Solicitors, 201 Beaconsfield Road, Enfield, Middlesex, EN3 6AX
  • Edward Oliver & Co, 38 Crossbrook Street, Cheshunt, Waltham Cross, Hertforshire, EN8 8JQ
  • Kent Law Limited, Enfield Business Centre, 201 Hertford Road, Enfield, Middlesex, EN3 5JH
  • Adel Jibs & Co Solicitors, 128 Hertford Road, Enfield, Middlesex, EN3 5AX
  • Karis Spyris Llp, The Business Centre, 758 Great Cambridge Road, Enfield, Middlesex, EN1 3PN

Planning law solicitors in Freezywater regulated by the Solicitors Regulation Authority

The solicitors listed below are a small selection of solicitors in Freezywater with expertise in planning law. The solicitors can give expert legal advice on all aspects of planning, including tree preservation orders
  • Djk Solicitors, 46 Highbridge Street, Waltham Abbey, En9 1bs, Waltham Abbey, Essex, EN9 1XE
  • Vanderpump & Sykes Llp, Lough Point, 2 Gladbeck Way, Enfield, Middlesex, EN2 7JA
  • Coldham Shield & Mace Solicitors Llp, 123-125 Station Road, Chingford, London, E4 6AG
  • Stuart & Co, 285 Fore Street, London, London, N9 0PD
  • Sal & Co Solicitors Limited, 191 Angel Place, Fore Street, Edmonton, London, England, N18 2UD

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.