My partner’s dad is a conveyancing practitioner. I hope that I'll be able to get friends and family rates for conveyancing, However if that does not come materialise, what kind of fees should I be paying for conveyancing in Coney Hall?
Do contrast pricing. Do use our comparison tool on this site. You will notice that estimates seem to vary but service levels do are distinct between solicitors as is true with the vast majority of professional services.
We note that you have a search directory identifying solicitors on the TSB conveyancing panel. Do companies pay you a commission if I appoint them for our own conveyancing in Coney Hall?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Coney Hall.
My uncle passed away last year and as sole heir and executor I was left the property in Coney Hall. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this possible?
Where you intend to re-mortgage then HSBC will require that you use a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.
It has been four months following my purchase conveyancing in Coney Hall took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a leasehold apartment up to £305k and identified one near me in Coney Hall I like with open areas and station nearby, the downside is that it only has 49 years unexpired on the lease. There is not much else in Coney Hall for this price, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a home loan the remaining unexpired lease term may be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
My partner and I have recently had an offer agreed on a property and had meeting on Wednesday with the Post Office for the mortgage. They warned me that when it comes to appointing a conveyancer that unless they are on their approved list of conveyancing practitioners then we will be subject to an an extra fee of about two hundred pounds. This is is due to the fact that they will then have to instruct a solicitor to act for them in addition to the one we select on our behalf and we are liable for their fees. I have requested the Post Office to send me with a list so I can obtain estimates only from their approved solicitors but was told that I need to check with each individual solicitor to see if they are on the panel. Is there a list online?
Ask the Post Office what their panel criteria is for a solicitor.Then ask the lawyer of your choice whether they meet the criteria and have they acted on mortgages for the Post Office before. If the answer to those is yes, then just clarify this with the Post Office. Another option is to use our search tool and we may be able to identify a property lawyer in Coney Hall on the panel for the Post Office.