I am obtaining a mortgage offer from Halifax. I would like to instruct a Licensed Conveyancer in Denbighshire. Does the Halifax Solicitor panel include conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Can your site be used to locate a Conveyancing solicitor in Denbighshire even where I’m not purchasing or disposing of a house, for instance where I intend to buy an office in Denbighshire with a mortgage from Lloyds TSB Bank?
The service is primarily utilised to get a quote from domestic conveyancing solicitors in Denbighshire but we have recorded towards the end of this page a selection of Denbighshire commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they can also act for Lloyds TSB Bank
If you had a top tip for choosing a conveyancing solicitor in Denbighshire what would it be?
It would be unwise to be tempted by the cheapest Denbighshire conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Can you point me to a directory of HSBC panel solicitors in Denbighshire on the Council of Mortgage Lender’s Website?
No. There is no such facility on the CML or Building Society Association websites. Very few lending institutions make their panel listings available on the web. If you are seeking to appoint a Denbighshire lawyer on the HSBC please use our tool.
We had chosen conveyancers based in Denbighshire on the TSB solicitor panel. They are now charging me a further amount for dealing with the TSB mortgage. Is this an additional conveyancing fee set by TSB?
Provided it is contained in their Terms of Engagement or estimate then yes your conveyancing practitioner is entitled to levy a fee for this. The charge is not set by TSB but by your Denbighshire lawyer. Plenty of firms on the TSB panel will charge an ‘acting for lender’ fee and others do not.
Various web forums that I have visited warn that are the primary reason for delay in Denbighshire house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays in the conveyancing process. Local searches are not likely to feature in any slowing down conveyancing in Denbighshire.
Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Denbighshire I like with amenity areas and railway links in the vicinity, however it's only got 49 remaining years left on the lease. There is not much else in Denbighshire suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a home loan that many years will likely be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.
What tools are available to search for a Denbighshire solicitor on the Alliance & Leicester conveyancing panel? I have a car and am happy to travel upto 25miles to meet the solicitor.
You can use the search on this page. Please select a bank and your location and you will see a number of Denbighshire conveyancing lawyers locally. We have listed some Denbighshire conveyancing firms towards the end of this page and you can contact them to see if they are on the Alliance & Leicester member panel