Do I need to attend the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in St Mary Cray so that I can attend their offices when needed.
As opposed to 12 years ago, almost all mortgage companies no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to supply ID documents and there are still distinct advantages to instructing a local practitioner, in your case a conveyancing solicitor in St Mary Cray.
We are buying a flat in St Mary Cray. I might seem paranoid but how we can trust a conveyancer? At some point we have to deposit money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am purchasing a property in St Mary Cray. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?
As you are obtaining a mortgage with Bank of Ireland your lawyer must comply with the formal requirements outlined in Part two of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook contains minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Bank of Ireland where a lease does not satisfy these provisions. The requirements relate to the installation of panels on properties nationwide and is not isolated to St Mary Cray.
I am currently in the process of buying my council flat in St Mary Cray. I have a mortgage agreed with Santander. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
My wife and I are intent on selling our home in St Mary Cray and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a nationwide conveyancing practice rather than a conveyancing solicitor in St Mary Cray. We have lived in St Mary Cray for six years we know of no issue. Should we contact our local Authority to seek clarification need.
It would appear that you have a conveyancing firm already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
What does commercial conveyancing in St Mary Cray cover?
St Mary Cray conveyancing for business premises incorporates a broad array of advice, provided by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
I am on look out for some leasehold conveyancing in St Mary Cray. Before diving in I require certainty as to the unexpired term of the lease.
If the lease is recorded at the land registry - and almost all are in St Mary Cray - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Having spent months of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in St Mary Cray. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
You certainly can. We are happy to put you in touch with a St Mary Cray conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a St Mary Cray property is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case affected 1 flat. The unexpired lease term was 50.57 years.
I was told by my bank that their approved lawyers operate no sale no fee basis for conveyancing in St Mary Cray. My purchase did not proceed yet the lawyers have requested search fees! They say the fees are nothing to do with their fees!
in promising "no move no fee" St Mary Cray conveyancing firms are foregoing their charges for any work done. We should point out that this is not to be regarded as an insurance scheme. Disbursements aren’t covered – where the property lawyer have to pay money out to independent parties, for instance St Mary Cray local search fees