We were just about to exchange contracts for a leasehold flat in St Mary Cray. We encountered a problem. The loan offer with Norwich and Peterborough Building Society expires on 16/7/2026 but the owners are suggesting a completion date of 20/7/2026. Is it possible to extend the loan offer?
The best person to deal with your issue is your solicitors who should assess if they corresponding with the mortgage broker, owner’s lawyers, selling agents or possibly all three given what has gone on in your transaction as of today.
It is 10 years ago since I purchased my property in St Mary Cray. Conveyancing lawyers have now been instructed on the sale but I am unable to locate the deeds. Is this a problem?
Don’t worry too much. First there is a chance that the deeds will be kept by the mortgage company or they may still be with the conveyancers who oversaw the purchase. Secondly in most cases the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in St Mary Cray relates to registered property but in the unlikely event that your home is unregistered it is more problematic but is not insurmountable.
Should commercial conveyancing searches disclose proposed roadworks that may impact a commercial site in St Mary Cray?
Many commercial conveyancing solicitors in St Mary Cray will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in St Mary Cray. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in St Mary Cray.
For every commercial conveyancing transaction in St Mary Cray it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could result in delays to St Mary Cray commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for residential conveyancing in St Mary Cray.
In what way can the Landlord & Tenant Act 1954 affect my business property in St Mary Cray and how can your lawyers assist?
The 1954 Act affords a safeguard to business lessees, giving them the legal entitlement to make a request to court for a renewal lease and continue in occupation when the lease comes to an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. St Mary Cray is one of our numerous areas of the UK in which our lawyers are based
I need to instruct a conveyancing practitioner in St Mary Cray for my house move. Can I check a firm’s record with the profession’s regulator?
You can find documented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. To find information Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA could monitor call for training purposes.
I happen to be an executor of my recently deceased mum’s Will, with a house in St Mary Cray which will be marketed. The property has never been registered at HMLR and I'm advised that some EAs will insist that it is done before they'll proceed. What's the mechanism for this?
In the situation you refer to it seems sensible to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.