I am hoping to receive a mortgage offer from Santander. My intention is to use a Licensed Conveyancer in St Mary Cray. Does the Santander Solicitor panel allow for Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Do the conveyancing lawyers listed on your site handle conveyancing in St Mary Cray by way of an attended exchange?
There are a few conveyancing experts carrying out one day exchanges. You should e-mail us to receive a costs illustration and details as to availability.
I have been referred to a conveyancing solicitor in St Mary Cray. I I am struggling to find out whether they are on the Chelsea Building Society conveyancing panel. Could you advise?
You should call the conveyancer and ask them whether they are on the lender panel. Otherwise you can call Chelsea Building Society who may be able to assist.
I have recentlyfound out that Wolstenholmes have been shut down. They conducted my conveyancing in St Mary Cray for a purchase of a freehold house 12 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?
The quickest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of St Mary Cray conveyancing specialists.
Do you have any advice for leasehold conveyancing in St Mary Cray with the intention of saving time on the sale process?
- Much of the frustration in leasehold conveyancing in St Mary Cray can be reduced if you get in touch lawyers the minute you market your property and ask them to put together the leasehold information which will be required by the purchasers’ lawyers. Some St Mary Cray leases require Licence to Assign from the landlord. If this is the case, you should place the estate agents on notice to make sure that the purchasers put in hand financial (bank) and professional references. Any bank reference will need to confirm that the buyers are able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their solicitors. In the event that you altered the property did you need the Landlord’s consent? Have you, for example installed wooden flooring? St Mary Cray leases often stipulate that internal structural changes or installing wooden flooring require a licence issued by the Landlord approving such alterations. Should you fail to have the approvals in place you should not contact the landlord without contacting your conveyancer in the first instance. If you have had conflict with your freeholder or managing agents it is essential that these are settled before the property is marketed. The buyers and their solicitors will be nervous about purchasing a property where a dispute is ongoing. You may have to bite the bullet and pay any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose details of the dispute to the buyers, but it is better to present the dispute as historic as opposed to unresolved.
I inherited a first floor flat in St Mary Cray. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for the purchase of the freehold?
in cases where there is a missing freeholder or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the Leasehold Valuation Tribunal to determine the price payable.
An example of a Lease Extension case for a St Mary Cray residence is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case affected 1 flat. The unexpired residue of the current lease was 50.57 years.
How much experience do your St Mary Cray conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
St Mary Cray conveyancing lawyers help thousands of buyers move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique St Mary Cray conveyancers have worked on recent similar matters.