Our Exminster conveyancer has uncovered an inconsistency between the assumptions in the home valuation report and what is in the legal papers for the property. My solicitor says that he needs to ensure that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s stance legitimate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Exminster?
There are many recorded licenced Conveyancers in Exminster and Solicitor practices in Exminster offering conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. The two can handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We previously chose conveyancers based in Exminster on the RBS solicitor approved list. They are now charging me a supplemental sum for the legal aspects of the RBS mortgage. Is this a supplemental conveyancing fee set by RBS?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancer can charge a fee for this. This charge is not dictated by RBS but by your Exminster conveyancing practitioner. Numerous firms on the RBS panel will levy an ‘acting for lender’ fee but plenty of firms incorporate it on their overall fee.
My offer was accepted on an apartment in Exminster on 10/4/2026, valuation was booked 3 days later, all came back fine. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
I need some quick conveyancing in Exminster as I am faced with pressure to complete inside 4 weeks. A mortgage is not required. Can I decline from having conveyancing searches to save money and time?
As you are not taking a home loan you have the choice not to have searches conducted although no lawyer would recommend that you don't. Drawing on years of experience of conveyancing in Exminster the following are examples of issues that can appear and therefore affect future mortgageability: Refused Planning Applications, Outstanding Charges, Overdue Grants, Road Schemes,...
How does conveyancing in Exminster differ for newly converted properties?
Most buyers of new build residence in Exminster contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because developers in Exminster tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Exminster or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a property in Exminster prior to retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some banks may refuse to grant a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions from Nationwide. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Exminster. Conveyancing will be smoother if you use a solicitor in Exminster especially if they are accustomed to such properties in Exminster.
I am selling my property. My former lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Exminster if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Exminster. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.