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Conveyancing in Charmouth : Keep it Local

Main reasons to let us assist you choose a high street conveyancing solicitor in Charmouth

  • 1 Excellent communication together with pure property experience are key benefits that you should seek when choosing conveyancing solicitors. Charmouth property deals can be made significantly more protracted as a result of poor communication between all the parties. The lawyers we work with endeavour to make sure that the lines of communication are open and act on arising issues and developments instantly.
  • 2 Charmouth conveyancers have a significant edge when it comes to Charmouth conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that will affect your conveyancing
  • 3 Charmouth lawyer are the linchpin to a successful Charmouth home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 4 Notwithstanding what alternative on-line conveyancers tell you it may be important to pop into your lawyer to sign contracts. There are enough parties involved in a house sale without needing to include Royal Mail into the mix.
  • 5 The Charmouth conveyancing firms that we work with are dedicated to supplying the most cost, efficient and transparent conveyancing service to home buyers, sellers and investors in Charmouth

Examples of recent conveyancing in Charmouth since July 2021*

Acquisition

of flat The Street DT6 6PE, sold for £155,000. Leasehold conveyancing due diligence included: sending conveyancing papers to buyers representatives, agreeing completion date with parties, setting up the completion formalities

Purchase

of apartment Charmouth Road DT7 3DW, at a price of £232,000. Leasehold conveyancing work included: drafting the sale agreement and Transfer, sending the transfer to the seller for execution in preparation for completion, obtaining official copies of the title

Sale

of apartment Sidmouth Road DT7 3GF, at buying price of £400,000. Leasehold conveyancing included: sending conveyancing papers to buyers representatives, taking formal instructions from and updating the seller client, preparing statement detailing charges

Disposal

of house residence, Lyme Road, EX13 5SW completing on 12/08/2021 at a price of £525,000. The legal transfer of property incorporates some of the following tasks: taking formal instructions from and updating the seller client, securing official copies of the title, setting up the completion formalities

Recently asked questions about conveyancing in Charmouth

All was ready to complete my purchase in Charmouth next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the lender. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not limited to conveyancing in Charmouth.

I have been referred to a conveyancing solicitor in Charmouth. I I am struggling to find out if they are accepted on the Platform Home Loans Ltd conveyancing panel. Could you advise?

The first thing to do is phone the solicitor and ask them if they are on the lender panel. Otherwise you can get in touch with Platform Home Loans Ltd who may be able to help.

four months have gone by following my purchase conveyancing in Charmouth took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build house in Charmouth with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not reveal to my conveyancer about this side-deal as it could adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Charmouth is where the house is located. Can you shed any light on this issue?

Flying freeholds in Charmouth are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Charmouth you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Charmouth may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Is it possible to swap conveyancer as I have to retain a firm on the Norwich and Peterborough Building Society conveyancing list. I was using a high street conveyancing solicitor in Charmouth round the corner but she is not approved by Norwich and Peterborough Building Society

We will our best to assist in finding you a conveyancing solicitor in Charmouth on the Norwich and Peterborough Building Society panel. Please note that the solicitors that we on the directory do not pay us commission if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Charmouth. In making use of search facility on this website, you can scrutinise charges for conveyancing solicitors in Charmouth and throughout England and Wales.

Last updated

Commercial Conveyancing solicitors in Charmouth regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Charmouth specialising in commercial conveyancing in Charmouth. This may include advice on commercial leases including all matters relating to landlord and tenant law
  • Beviss & Beckingsale, Law Chambers, Silver Street, Axminster, Devon, EX13 5AH
  • Scott Rowe Limited, Chard Street, Axminster, Devon, EX13 5DS

Typically, Charmouth conveyancing for a purchase has some of the following tasks

  • Conveyancer instructed by the purchaser on acceptance of the offer
  • Examining the title to the premises
  • Conducting Charmouth conveyancing searches for the title
  • Assessing draft contract pack and other documentation supplied by the owner’s conveyancing practitioner
  • Raising enquiries with the vendor’s conveyancing practitioner
  • Negotiating the purchase contract
  • Going through replies supplied by the seller to pre-exchange enquiries
  • Negotiating a Transfer Deed for completion
  • Advising the buyer in respect of the mortgage offer: (if applicable)
  • Preparing and sending the buyer a report on title (that is; summarising to the purchaser on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then preparing for completion
  • Preparing and submitting to HM Revenue and Customs the appropriate SDLT forms and payment
  • Registering the change in ownership and the mortgage (if relevant) at the HM Land Registry.

Whether you are going through a divorce or breakup or simply wish to transfer your property to someone else, transfer of equity conveyancing in Charmouth includes some of the following tasks:

  • Taking instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Acting on behalf of the lender (where appropriate)
  • Negotiating the terms of the transaction
  • Drafting Transfer or approving draft Transfer
  • Negotiating adjustments to the the Transfer deed
  • Communicating with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Completing and submitting to HMRC the appropriate Land Tax forms and payment
  • Registering the change in proprietorship and the mortgage (where applicable) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.