Is the fact that my solicitor in Charmouth is not identified on my lender's solicitor panel that there is a problem with the quality of her conveyancing?
That would most likely be an incorrect assumption to make. There are plenty of reasonable explanations. A recent report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Charmouth conveyancing firm and ask them why they are no longer on the approved list for your bank.
I am buying a brand new duplex in Charmouth and my lawyer is telling me that she is duty bound to the lender to disclose incentives from the seller. The Estate Agents are hassling me to sign contracts and I have no desire to delay matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We hope to to buy with Norwich and Peterborough Building Society. I dropped in a few local practices but am unable to find a Charmouth conveyancing firm on the Norwich and Peterborough Building Society panel. Can you assist?
You should take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the building society and type Charmouth or your location and you will discover numerous conveyancers offices in Charmouth or near you.
How does conveyancing in Charmouth differ for newly converted properties?
Most buyers of new build or newly converted property in Charmouth approach us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Charmouth typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Charmouth or who has acted in the same development.
How does the Landlord & Tenant Act 1954 impact my business premises in Charmouth and how can you help?
The particular law that you refer to affords security of tenure to business tenants, granting the right to make a request to court for a continuation of occupancy at the end of an expired lease. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and handle your commercial conveyancing in Charmouth
We're FTB’s - agreed a price, yet the agent told us that the owners will only go ahead if we appoint their chosen conveyancers as they are insisting on an ‘expedited deal’. We would rather use a local solicitor used to conveyancing in Charmouth
It is unlikely the sellers are behind this. Should the vendor require ‘a quick sale', turning down a serious purchaser is is going to put the whole deal at risk. Try to communicate with the owners directly and make the point that (a)you are keen to buy (b)you are ready to progress, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)however you intend to instruct your own,trusted Charmouth conveyancing lawyers - as opposed tothose that will earn the estate agent a kickback or achieve conveyancing thresholds set by head office.