My grandfather passed away 10 months ago and as sole heir and executor I was left the property in Axminster. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then RBS will insist on your using a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a house in Axminster? or I am told that there is historic law that could mean that house owners residing in a parish church boundary will be compelled to pay for repairs towards the chancel within the church. Is this a legitimate concern for conveyancing in Axminster?
Unless a prior acquisition of the property took place post 12 October 2013 you may take it that lawyers delivering conveyancing in Axminster to remain encouraging a chancel search and or insurance against a claim.
I used Action Conveyancing several years ago for my conveyancing in Axminster. Now, I need the documents but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Axminster of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
About to purchase a new build flat in Axminster. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Axminster
The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I have been sourcing a conveyancing practitioner in Axminster for my purchase. Can I check a firm’s complaints history with the profession’s regulator?
One can find published Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The regulator may monitor telephone calls for training reasons.
I purchased a house in Axminster last 5/7/2021 and to date it is still not recorded with HM Land Registry. It was part of a new estate and my property lawyer told me that it may take over a year to register. I have spoken with HM Land Registry directly and they have informed me the original application was cancelled due to failure to reply to requisitions. What can I do?
get in touch with your lawyer - Where you are unsatisfied with the responses, find out about their firm’s complaints procedure and escalate your problem to a Partner. Registrations for Axminster conveyancing are not known to be particularly slow.