I sincerely hope you can assist me. My Kidwelly lawyer is informing me me that he is legally obliged toorder Kidwelly conveyancing searches asthe firm are on the Santanderapproved lawyer panel. Do I not have any say here?
Unfortunately both you and your lawyer have little choice here. As you are taking a home loan with a bank your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Kidwelly conveyancing searches.
My Solicitor in Kidwelly has never been on on the Alliance & Leicester Conveyancing Panel. Can I still continue with my prefered solicitor notwithstanding that they are excluded from the Alliance & Leicester approved list?
Your options are as follows:
- Complete the purchase with your preferred Kidwelly solicitors but Alliance & Leicester will need to instruct a lawyer on their list of acceptable firms. This will inevitably rack up the overall legal fees as well as cause frustration.
- Get an alternative lawyer to to deal with the purchase, not forgetting to check they are Alliance & Leicester approved.
- Try to convince your Alliance & Leicester solicitor to try to join the Alliance & Leicester panel
I am assisting my sister sell her property in Kidwelly. Does the solicitor arrange the energy performance certificate or do I organise this?
After the demise of Home Information Packs, energy performance certificates was maintained a required element of selling a property. An EPC should be commissioned prior to the property being put on the market. It is not a task that solicitors normally arrange. Where you are instructing a Kidwelly conveyancing solicitor they may help arrange energy assessments given their contacts with reputable local assessors
Is it the case that all Kidwelly conveyancing solicitors on the Skipton conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Skipton conveyancing panel they would need to be overseen by the SRA. The majority of banks do permit licenced conveyancers on their panel in which case such firms would be regulated by the CLC.
After months of negotiation I have agreed a price on an apartment in Kidwelly. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an advanced payment of £175. Shortly after, the solicitor contacted me embarrassingly acknowledging that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I decided to have a survey done on a house in Kidwelly ahead of instructing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some lenders may not grant a mortgage on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kidwelly. Conveyancing will be smoother if you use a solicitor in Kidwelly especially if they are familiar with such properties in Kidwelly.
I am looking into buying my first house which is in Kidwelly and I am already nervous. I couldn't find anything specific about Kidwelly. Conveyancing will be needed in due course but do you know about the Kidwelly area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Kidwelly. In the meantime here are some basic statistics that we found
Been reading online that Kidwelly solicitors are more costly than Kidwelly conveyancers in Kidwelly when it comes to purchasing a house. Am I better off using a conveyancer or a solicitor where I am buying a property in Kidwelly.
When it comes to conveyancing in Kidwelly the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.