Find a Lender-Approved Local Conveyancer in Looe

Ready to buy a new home? Find a law firm approved by your lender.

There is a good reason why you won’t find people saying “if only I would have chosen a cheap internet firm”! Go local - instruct a conveyancing solicitor in Looe

5 reasons to use our service to assist you select a local conveyancing solicitor in Looe

  • 1 The Looe conveyancing firms that we work with are dedicated to providing value for money, efficient and accessible conveyancing service to purchasers, sellers and remortgagors in Looe
  • 2 Looe lawyers work in partnership with Looe estate agents, house builders, surveyors, lenders and other professionals to make sure that the highest level of service is provided to home movers every step of the way, ensuring the smoothest, most stress-free process possible
  • 3 Looe lawyers have a significant advantage when it comes to Looe conveyancing as they have important local knowledge of local authority requirements, planning policies and other matters that can affect your sale or purchase
  • 4 Chances are that the other side’s conveyancers are based in Looe - if so both parties are likely to have worked on conveyancing matters in the past
  • 5 The accumulation of transactions means that Looe property lawyer have developed very good connections with Looe local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of handling your conveyancing in Looe.

Examples of recent conveyancing in Looe since June 2022*

Conveyance

of apartment Barbican Hill PL13 1BH, sold for £221,000. Leasehold conveyancing investigations included: sending the transfer to the vendor for execution in preparation for completion, taking formal instructions from and updating the seller client, agreeing completion date with parties

Disposal

of semi-detached premises, , PL13 1LU completing on 20/06/2022 at a price of £465,000. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, taking formal instructions from and updating the seller client, setting up the completion formalities

Transfer

of semi-detached property, Barbican Road, PL13 1NW completing on 17/06/2022 at a price of £370,000. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, setting up the completion formalities, sending title deeds and executed transfer to purchaser’s lawyers

Disposal

of semi-detached residence, Hessenford Road, PL11 3JW completing on 30/06/2022 at a price of £645,000. The legal transfer of property included amongst the various tasks: securing official copies of the title, agreeing completion date with parties, sending title deeds and signed transfer to buyer’s lawyers

Recently asked questions about conveyancing in Looe

I can't travel far from Looe. I would like to know the understand why all Looe conveyancing practitioners are not on all lender panels?

Banks point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud annually.The elimination of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which triggered a major policy change in the sector. It resulted in banks and building societies pruning a number of firms from their books of approved lawyers .

I am currently in the process of buying my council flat in Looe. I have a mortgage offer with HSBC. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.

I was told three weeks ago that my mortgage has been agreed to by Principality. Is it usual for Principality to only issue the offer once my solicitor in Looe is approved on their conveyancing panel? Principality have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.

Nottingham have agreed my mortgage in principle, my offer on a flat in Looe has been agreed to, what are the next steps?

The estate agent will want to be advised as to your conveyancer's details (make sure the conveyancers are on the lender’s approved list). Call up Nottingham or the financial adviser and finalise any appropriate documentation. Nottingham will instruct a valuer who will get in touch with the selling agent or vendor to book a time for the valuation to occur. Once conducted (assuming no problems) it takes approximately a fortnight to receive the mortgage offer. Nottingham will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Looe.

Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who did the conveyancing in Looe 10 years ago no longer exist. What do I do?

As long as you have a registered title the details of your proprietorship will be documented by HMLR with a Title Number. It is easy to carry out a search at the Land Registry, identify your house and obtain current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will usually hold a file copy of the Registered Lease and again, a copy can be ordered for a small fee.

How does conveyancing in Looe differ for new build properties?

Most buyers of new build premises in Looe approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is constructed. This is because builders in Looe tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Looe or who has acted in the same development.

Due to the guidance of my in-laws I had a survey completed on a house in Looe ahead of instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some banks tend not give a loan on this type of home.

It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. If you contact us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Looe. Conveyancing will be smoother if you use a solicitor in Looe especially if they regularly deal with such properties in Looe.

I am looking for a conveyancing lawyer in Looe for my house move. Is it possible to check a firm’s complaints history with the profession’s regulator?

Members of the public may see presented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training requirements.

Last updated

Sample of conveyancing solicitors in Looe regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Looe but also conveyancing throughout England and Wales.

  • Mark Grassam Solicitors Limited, Fore Street, East Looe, Looe, Cornwall, PL13 1DN

Typically, Looe conveyancing for a sale has some of the following tasks

  • Taking instructions from parties involved
  • Collating the documents evidencing the title to the property
  • Drafting contract and associated documents
  • Supplying draft papers to the lawyer representing the purchaser
  • Negotiating contracts and replying to further enquires from the buyer’s lawyer
  • Negotiating the transfer deed
  • Responding to requisitions submitted by the buyer’s lawyer
  • Proceeding to exchange of contracts and then completion of the sale
  • Receiving sale proceeds and sending funds to the owner, the estate agent and paying off the home loan (where appropriate)

Transfer of Equity conveyancing in Looe ordinarily entails the following:

  • Obtaining instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Following instructions from the bank (if appropriate)
  • Negotiating the terms of the transaction
  • Drawing up Transfer or approving the Transfer deed
  • Agreeing adjustments to the draft Transfer
  • Communicating with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Preparing and submitting to HMRC the correct Land Tax forms and payment
  • Registering the change in proprietorship and the home loan (if appropriate) at the HMLR.

Neighboring Locations

Liskeard
Callington
Polperro
Looe

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.