Would the conveyancing lawyers listed on your site carry out attended exchange conveyancing in Looe?
There are a few conveyancing experts who can conduct personalised exchanges. Please call us to get a fee calculation and details as to dates.
I am considering applying for a Nationwide mortgage for purchase of a newly converted (under development) in Looe with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Nationwide ?
There is nothing to stop you using your solicitor, but Nationwide will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Will my conveyancer be making enquiries about flooding during the conveyancing in Looe.
The risk of flooding is if increasing concern for lawyers conducting conveyancing in Looe. There are those who buy a property in Looe, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Conveyancers are not best placed to impart advice on flood risk, but there are a various checks that can be initiated by the purchaser or on a buyer’s behalf which will figure out the risks in Looe. The standard information given to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the owner to find out whether the premises has ever been flooded. If the residence has been flooded in past and is not notified by the vendor, then a purchaser may bring a claim for damages as a result of such an incorrect answer. A purchaser’s solicitors will also carry out an enviro report. This will disclose whether there is a recorded flood risk. If so, more detailed inquiries will need to be carried out.
My wife and I have a 4 bedroom Victorian house in Looe. Conveyancing solicitor represented me and Lloyds TSB Bank. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Looe and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing solicitor who conducted the work.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Looe is where the house is located. Can you offer any assistance?
Flying freeholds in Looe are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Looe you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Looe may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am 17 days into a residential purchase having been recommend to conveyancers by the local agent to handle our conveyancing in Looe. I am am extremely disappointed with the quality of service. Could you you assist me in finding new solicitors?
They would need to be really bad in order to consider changing them. Has your loan offer been generated? In the event that it has you will need to advise them of the new conveyancer and have the mortgage documents are re-issued. Your solicitor ideally should be on the banks panel to avoid supplemental fees and complications. So that should be your first question of the new lawyers. Our find a solicitor tool will assist you in finding a lender approved lawyer for your conveyancing in Looe