It may have been a long time coming a mortgage offer from Santander for the refinancing of my 2 bedroom apartment is expected any day now. Are you able to propose a cheap conveyancing practitioner in Burslem?
You have arrived at the wrong place to search for the lowest fares for conveyancing in Burslem. We can offer you excellent value conveyancing but we do not aim to advertise as being the cheapest. Do not be seduced by organisations seducing you with ninety nine pound conveyancing in Burslem. At best, in deciding on cheap conveyancing, you will end up with what you pay for and at worst it will result in you invoiced for extras and still not receive the service expected.
Completed the sale of my flat in Burslem last October yet the purchaser is texting daily complaining that his conveyancer is waiting to hear from mylawyer. What are the post completion sale formalities now that I have sold?
Following your sale your lawyer should forward the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. If applicable, your lawyer must also confirm that the mortgage has been repaid to the purchasers lawyers. There is unlikely to be post completion procedures unique to conveyancing in Burslem.
I'm in the throws of looking at flats in Burslem and I am now considering a potential offer. Should I already have a lawyer appointed at this point? I am planning to take a mortgage with UBS.
It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are taking out a mortgage with UBS, ask your prospective lawyers if they are on the UBS conveyancing panel otherwise they can't do the mortgage legal work.
Completion of my purchase has taken place for my property in Burslem. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I had an offer accepted on a house in Burslem on 22/8/2025, valuation was booked 2 days after, all came back fine. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
I own a renovated Edwardian house in Burslem. Conveyancing practitioner acted for me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Burslem and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Burslem is where the house is located. What do you suggest?
Flying freeholds in Burslem are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Burslem you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Burslem may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
There are only 62 years unexpired on my lease in Burslem. I now want to extend my lease but my freeholder is absent. What are my options?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. However, you will be required to prove that you or your lawyers have made all reasonable attempts to locate the landlord. For most situations a specialist may be helpful to carry out a search and to produce an expert document to be used as evidence that the freeholder can not be located. It is wise to seek advice from a conveyancer both on investigating the landlord’s disappearance and the application to the County Court overseeing Burslem.
Burslem Leasehold Conveyancing - A selection of Queries Prior to Purchasing
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Is the freehold reversion owned collectively by the tenants? For most Burslem leaseholds the outlay for major works are not included within maintenance charges, although some managing agents in Burslem ask tenants to contribute towards a sinking fund and this is used to offset against major works. Where a Burslem lease has less than eighty years it will impact the marketability of the apartment. It is worth checking with your mortgage company that they are happy with the length of the lease. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease sooner rather than later and you need to have some idea of what this would cost. Remember, in most cases you will be be obliged to have owned the property for 24 months before you are entitled to carry out a lease extension.