We are a couple about to sign contracts for a property in Brown Edge. We have hit a problem. Our mortgage offer with Leeds Building Society runs out on 28/5/2024 but the vendors are putting forward a completion date of 30/5/2024. Is it possible to extend the mortgage offer?
The best person to address this issue is your solicitors who should determine if they better off negotiating with the lender, seller’s solicitors, selling agents or conceivably all parties taking into account the circumstances your conveyancing to date.
We just had an offer accepted to buy with Darlington Building Society. I visited 3 or 4 high street firms but am unable to find a Brown Edge conveyancing firm on the Darlington Building Society approved list. Please you help?
Please do make the most of the find a conveyancing panel solicitor tool on this web page. Please choose the mortgage company and type Brown Edge or your location and you will discover a number of lawyer offices in Brown Edge or near you.
I am buying a property and the solicitor has mentioned Chancel Repair for which the house may be liable given it’s proximity to the area of such a church. He has suggested insurance. Is this really necessary for conveyancing in Brown Edge
Unless a previous purchase of the house completed post 12 October 2013 you could take it that conveyancing practitioners carrying out conveyancing in Brown Edge to continue to recommend a chancel search and or chancel repair liability insurance.
I am buying a new build house in Brown Edge with the aid of help to buy. The sellers refused to reduce the price so I negotiated £7000 of additionals instead. The property agent suggested that I not to tell my lawyer about the extras as it may jeopardize my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Brown Edge is where the house is located. Can you shed any light on this issue?
Flying freeholds in Brown Edge are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Brown Edge you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Brown Edge may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My father-in-law has suggested that I appoint his conveyancers in Brown Edge. Should I choose my own conveyancer?
No doubt the best way to select a conveyancing lawyer is to have referrals from friends or family who have previously instructed the firm you're contemplating using.