How up to date is your search tool for Meir conveyancing solicitors on the Nottingham conveyancing panel? Do Nottingham send you an updated list?
Meir conveyancing firms themselves provide us confirmation that they are on the Nottingham conveyancing panel as opposed to being supplied with a list from Nottingham directly.
I am selling my house in Meir. Will the conveyancer need to be required to be on the Lloyds conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Lloyds conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
I'm the sole beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Meir. The Meir property was put into my name in March. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership will be regarded the same way as if I'd bought the house in March. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. many lenders would take a sensible view as this requirement is primarily there to capture subsales or the wholesaling and assigning of property.
Are all Meir Conveyancing Quality Solicitors on the Aldermore conveyancing list of approved solicitors?
Some major lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Meir building society branch on various occasions and was told it does not impact the mortgage offer and they would lend. My Meir conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend in accordance with their specific requirements. I simply don't know who is right.
As long as the conveyancing practitioner is on the bank approved list, she or he must follow the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
The deeds to my house are lost. The solicitors who handled the conveyancing in Meir 10 years ago are no longer around. What are my next steps?
Gone are the days when you need to hold title deeds to evidence that you are the owner of your registered land or property, given that the Land Registry have everything they need in a digital format.
I am a sole trader wishing to lease a unit on a shopping parade. Can you recommend solicitors offering no-move-no charges for commercial conveyancing in Meir for less than £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Meir, including the sale and purchase of businesses as well as simply premises. If you are intending to acquire or lease a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. Regarding the costs this will depend on the structure and heads of terms of the proposed transaction. Please provide us with your details or telephone so as to enable us to furnish you with comprehensive commercial conveyancing calculation.
I see that you have a search directory listing firms on the lender conveyancing panel. Do Meir conveyancing firms pay you a commission if I instruct them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Meir.