Find a Lender-Approved Local Conveyancer in Mersea Island

Ready to buy a new home? Find a law firm approved by your lender.

FACT : Mersea Island Conveyancing Solicitors Know more about Conveyancing in Mersea Island

Reasons to use our Mersea Island conveyancing solicitors

  • 1 Firms that specialise in conveyancing in Mersea Island are familiar with the local issues specific to Mersea Island and therefore you may benefit from better advice and expeditious conveyancing.
  • 2 Mersea Island conveyancers have a significant advantage when it comes to Mersea Island conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other issues that will impact your conveyancing
  • 3 You can rest easier when choose the very best, most recommended conveyancing solicitors. Mersea Island has a number to select from, but for a truly dependable and reliable service many local people have been use the endorsement of this site.
  • 4 Our site offers largest domestic conveyancing directory listing lender approved property lawyers delivering conveyancing in Mersea Island governed by the SRA or Council of Licensed Conveyancers.
  • 5 The Mersea Island conveyancing firms that are identified are dedicated to providing value for money, efficient and accessible conveyancing service to purchasers, sellers and investors in Mersea Island

Examples of recent conveyancing in Mersea Island since June 2021*

Recently asked questions about conveyancing in Mersea Island

Why do I have to pay up front when it comes to conveyancing in Mersea Island?

If you are buying a property in Mersea Island your lawyer will ask you place them with funds to cover the search fees. This will be the total of the cost of the Local Authority Search. When the deposit is as part of the total price then this will be asked for immediately before exchange of contracts. Any further balance that is needed will be payable a couple of days prior to the day of completion.

We are selling our home in Mersea Island. Does my solicitor need to be on the Kent Reliance conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the Kent Reliance conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

I am looking for a ground for flat up to £195,000 and found one close by in Mersea Island I like with a park and railway links in the vicinity, however it's only got 61 years unexpired on the lease. I can't really find anything else in Mersea Island suitable, so just wondered if I would be making a grave error buying a short lease?

Should you require a mortgage the shortness of the lease will likely be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

Hoping to buy a property located in Mersea Island and I am already nervous. I couldn't find anything specific about Mersea Island. Conveyancing will be needed in due course but do you know about the Mersea Island area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Mersea Island. In the meantime here are some basic statistics that we found

Am I best advised to use a Mersea Island conveyancing practitioner based in the location that I am buying? An old friend can deal with the legal formalities but her office is 200miles away.

The benefit of a high street Mersea Island conveyancing practice is that you can pop in to execute documents, hand in your ID and apply pressure on them if necessary. Having local Mersea Island know how is a plus. However it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and in the main were impressed that must trump using an unknown Mersea Island conveyancing solicitor solely due to them being local.

I own a leasehold flat in Mersea Island. Conveyancing and Barclays mortgage are in place. I have received a letter from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Mersea Island who acted for me is not around. Do I pay?

First contact the Land Registry to make sure that this person is indeed the new freeholder. There is no need to instruct a Mersea Island conveyancing practitioner to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I purchased a 2 bed flat in Mersea Island, conveyancing having been completed in 2010. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable properties in Mersea Island with over 90 years remaining are worth £185,000. The ground rent is £65 charged once a year. The lease finishes on 21st October 2080

You have 59 years unexpired we estimate the price of your lease extension to span between £20,900 and £24,200 as well as legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information without first seeking the advice of a professional.

Last updated

Sample of conveyancing solicitors in Mersea Island regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Mersea Island but also conveyancing throughout England and Wales.

  • Martin Elliott & Co, Audley House, Berechurch Hall Road, Colchester, Essex, CO2 9NW

Residential Licensed Conveyancers in Mersea Island regulated by the CLC

Please note that the listed conveyancers do not limit their work for conveyancing in Mersea Island but also conveyancing across England and Wales.
  • Lorna Kean & Co Ltd, Vine House, Malting Road, CO5 7PU

Transfer of Equity conveyancing in Mersea Island is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

  • Obtaining instructions from parties involved
  • Collating the documents evidencing the title to the property
  • Acting on behalf of the bank (where applicable)
  • Negotiating the terms of the transaction
  • Drawing up Transfer or approving draft Transfer
  • Agreeing adjustments to the draft Transfer
  • Communicating with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to relevant parties
  • Completing and submitting to HMRC the correct stamp duty forms and payment
  • Registering the transfer of ownership and the home loan (if applicable) at the HM Land Registry.

Neighboring Locations

Colchester
Manningtree
Mersea Island
Burnham On Crouch

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.