We are planning to purchase with Norwich and Peterborough Building Society. We have called around locally but cant to find a Mersea Island conveyancing firm on the Norwich and Peterborough Building Society approved list. Please you assist?
Feel free to take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type Mersea Island or your preferred area and you will see numerous solicitors located in Mersea Island or near you.
My wife and I are buying a flat in Mersea Island. I might seem paranoid but how we can trust a lawyer? At some point we will need to send our life savings into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My father advised me that in buying a property in Mersea Island there could be various restrictions prohibiting external changes to the property. Is this right?
There are anumerous of properties in Mersea Island which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Mersea Island should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
The formalities of my remortgage has taken place for my property in Mersea Island. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
We are close to exchanging contracts on the sale of our house in Mersea Island and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A high street Mersea Island lawyer would know this is not the case. For the life of me I don't know why the buyers instructed an internet conveyancing firm rather than a conveyancing solicitor in Mersea Island. Having lived in Mersea Island for 4 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain clarification need.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
How does conveyancing in Mersea Island differ for newly converted properties?
Most buyers of new build premises in Mersea Island approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Mersea Island usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Mersea Island or who has acted in the same development.
What does commercial conveyancing in Mersea Island cover?
Non domestic conveyancing in Mersea Island incorporates a wide array of services, provided by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
My step-mother completed her conveyancing in Mersea Island in 2007. She has since got married, divorced and in recent months got remarried. She now wishes to the sell the Mersea Island property. I believe she will just be requested to provide a copy of her marriage certificates to the property lawyer however she is anxious it could hold up the house move. Is it worth updating the Land Registry information for the house?
It is not absolutely necessary to bring up to date the title for the property as long as you have the proof required to demonstrate how the change of name occurred.
Any purchaser’s property lawyer should check the land registry information and require evidence by way of proof of the change of name e.g. marriage certificates.