Find a Lender-Approved Local Conveyancer in Mersea Island

Ready to buy a new home? Find a law firm approved by your lender.

Choosing the right solicitor is the most important decision when it comes to your Mersea Island house move

5 reasons to use our service to help you find a high street conveyancing solicitor in Mersea Island

  • 1 Over the years Mersea Island solicitor have established valuable working relationships with Mersea Island local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of undertaking your home move in Mersea Island.
  • 2 The Mersea Island conveyancing firms that are identified are committed to supplying the most cost, efficient and accessible conveyancing service to home buyers, sellers and investors in Mersea Island
  • 3 You can gain comfort when you choose the very best, most recommended conveyancing solicitors. Mersea Island has a number to pick from, but for a truly professional and reliable service many local people have been use the endorsement of this site.
  • 4 The practices shown on our directory have a variation of conveyancing practitioners, legal executives and support staff handling thousands of conveyancing matters each year.
  • 5 There is a distinct possibility the other side’s lawyers are located in Mersea Island - if so both parties are likely to be familiar

Examples of recent conveyancing in Mersea Island since June 2020*

Recently asked questions about conveyancing in Mersea Island

Completed the sale of my flat in Mersea Island last January yet the purchaser is SMS messaging me to say his solicitor needs to hear from mine. What are the post completion sale legalities following completion?

Following your disposal your conveyancer is obliged to deliver the transfer deeds and all additional paperwork to the buyer’s solicitors. If applicable, your conveyancer should also evidence that the home loan has been redeemed to the buyers lawyers. There is unlikely to be post completion steps just for conveyancing in Mersea Island.

My stepmother informed me that in purchasing a property in Mersea Island there could be various restrictions affecting the ability to carry out external changes to the property. Is this right?

We are aware of a number of properties in Mersea Island which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Mersea Island should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

How can we know in advance if a Mersea Island conveyancing solicitor on the Skipton panel is any good?

When it comes to conveyancing in Mersea Island seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer conducting your transaction.

Two weeks ago we had a mortgage agreed in principle with TSB. Mersea Island conveyancing practitioners have been chosen. What is the average time that one could expect to receive a mortgage offer from TSB?

There is no definitive answer here. Have TSB done the valuation? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Will our solicitor be raising enquiries about flooding as part of the conveyancing in Mersea Island.

The risk of flooding is if increasing concern for solicitors dealing with homes in Mersea Island. There are those who purchase a property in Mersea Island, fully aware that at some time, it may suffer from flooding. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Lawyers are not qualified to give advice on flood risk, however there are a numerous searches that may be carried out by the purchaser or by their lawyers which will give them a better appreciation of the risks in Mersea Island. The standard information sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) includes a usual question of the seller to find out if the premises has suffered from flooding. In the event that flooding has previously occurred and is not notified by the seller, then a purchaser may issue a legal claim for losses as a result of such an misleading response. The purchaser’s solicitors may also carry out an enviro report. This should higlight whether there is a recorded flood risk. If so, more detailed investigations will need to be carried out.

My wife and I purchased a terraced Edwardian house in Mersea Island. Conveyancing practitioner represented me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Mersea Island and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing practitioner who conducted the conveyancing.

I am selling my home. My previous lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Mersea Island if that makes things easier.

Please use our search tool to help you choose a solicitor for your conveyancing in Mersea Island. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.

Are there frequently found deficiencies that you witness in leases for Mersea Island properties?

Leasehold conveyancing in Mersea Island is not unique. Most leases are unique and drafting errors can sometimes mean that certain clauses are erroneous. For example, if your lease is missing any of the following, it could be defective:

    A duty to insure the building

A defective lease will likely cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Yorkshire Building Society, Chelsea Building Society, and Alliance & Leicester all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, obliging the buyer to pull out.

I invested in buying a 1st floor flat in Mersea Island, conveyancing was carried out 7 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Comparable properties in Mersea Island with over 90 years remaining are worth £195,000. The ground rent is £45 invoiced annually. The lease finishes on 21st October 2083

With just 63 years unexpired we estimate the price of your lease extension to be between £16,200 and £18,600 plus legals.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before seeking the advice of a professional.

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Sample of conveyancing solicitors in Mersea Island regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Mersea Island but also conveyancing throughout England and Wales.

  • Martin Elliott & Co, Audley House, Berechurch Hall Road, Colchester, Essex, CO2 9NW

What to expect from a Licensed Conveyancer for conveyancing in Mersea Island?

Licensed Conveyancers deal with the transfer of the legal title of a property from one person to another and cover conveyancing nationwide not just Mersea Island. If using a Licensed Conveyancer regulated by the CLC, you can expect:
  • Receive an honest and lawful service.
  • Receive a high standard of legal services.
  • Be supplied with your conveyancing dealt with using care, skill and diligence.
  • Be supplied with a high standard of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
  • Enjoy the benefit of a service which is accessible and responsive to your specific requirements.
  • You should not consider yourself discriminated against, victimised or harassed.
  • To receive the level you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Ensure your specific needs taken into account should you make a complaint.
  • Have a speedy, objective and comprehensive service if if a complaint is registered about your conveyancing in Mersea Island.

Transfer of Equity conveyancing in Mersea Island usually entails the following:

  • Taking instructions from parties involved
  • Investigating the title to the property
  • Acting on behalf of the lender (if applicable)
  • Agreeing the terms of the transaction
  • Drafting Transfer or approving the Transfer deed
  • Negotiating amendments to the draft Transfer
  • Communicating with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Preparing and submitting to HMRC the correct SDLT forms and payment
  • Registering the change in proprietorship and the home loan (if applicable) at the HMLR.

Neighboring Locations

Colchester
Manningtree
Mersea Island
Burnham On Crouch

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.