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Find a Lender-Approved Local Conveyancer in Mersea Island

Ready to buy a new home? Find a law firm approved by your lender.

Cheap conveyancing in Mersea Island does not necessarily mean low quality - but the odds are stacked against you

Logical reasons to let us help you find a high street conveyancing solicitor in Mersea Island

  • 1 Using a a family Solicitor on the whole results in a more bespoke service. Online forums bear testimony to the idea that in selecting a an online conveyancing factory, you tend to be looked after by a team of people who who update you by reading from their computer screens.
  • 2 Solicitors accustomed to conveyancing in Mersea Island are familiar with the local issues specific to Mersea Island and therefore you may benefit from better advice and speedier conveyancing.
  • 3 Mersea Island solicitors have a crucial advantage when it comes to Mersea Island conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that can affect your conveyancing
  • 4 The hallmark of our conveyancing solicitors in Mersea Island is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) often falls short of the level of professionalism you will expect.
  • 5 Over the years Mersea Island solicitor have established very good connections with Mersea Island local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all parties involved in the process of undertaking your home move in Mersea Island.

Examples of recent conveyancing in Mersea Island since October 2022*

Recently asked questions about conveyancing in Mersea Island

I have been told by my conveyancer that breach of easement insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Mersea Island?

The right level of breach of easement indemnity insurance should be dictated by who your lender. It would differ for example between Yorkshire Building Society and The Mortgage Works. Conveyancing lawyers as opposed to members of the public take out such insurances.

We previously instructed conveyancers with offices in Mersea Island on the HSBC solicitor approved list. They are now charging me an additional sum for the legal aspects of the HSBC mortgage. Is this an additional conveyancing fee specified by HSBC?

Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your property lawyer may levy a fee for this. The charge is not set by HSBC but by your Mersea Island property lawyer. Numerous firms on the HSBC panel will quote ’dealing with mortgage’ fee and others do not.

It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Mersea Island bank branch on a couple of occasions and was reassured it wasn't an issue and they would lend. My Mersea Island conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend based on their specific requirements. Who do I believe?

Your lawyer must follow the CML Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am purchasing a house and the lawyer has identified Chancel Repair for which the property could be obligated to contribute to given it’s proximity to the area of such a church. He has recommended insurance. Is this strictly required for conveyancing in Mersea Island

Unless a prior purchase of the house took place post 12 October 2013 you can expect solicitors carrying out conveyancing in Mersea Island to continue to propose a a chancel search and or insurance against a claim.

I used Arc property Solicitors several years ago for my conveyancing in Mersea Island. I now require my file but the law firm is no longer operating. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Mersea Island of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Mersea Island. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Mersea Island

    Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

I need to appoint a conveyancing solicitor for some conveyancing in Mersea Island. I have land on a site which seems to have the perfect answer If it is possible to get all the legals done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Last September I purchased a leasehold property in Mersea Island. Do I have any liability for service charges for periods before my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Mersea Island Leasehold Conveyancing - A selection of Queries before Purchasing

    Generally speaking the outlay for major works are not incorporated into the service charges, although there some managing agents in Mersea Island require tenants to pay into a reserve fund and this is used to offset against major works. How many of the leaseholders are in arrears for their maintenance charge payments? Are there any major works in the planning that will likely increase the service costs?

Last updated

Commercial Conveyancing solicitors in Mersea Island regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Mersea Island practicing in commercial conveyancing in Mersea Island. This should include advice on re-mortgaging commercial property
  • Martin Elliott & Co, Audley House, Berechurch Hall Road, Colchester, Essex, CO2 9NW

What to expect from a Licensed Conveyancer for conveyancing in Mersea Island?

Licensed Conveyancers deal with the transfer of ownership of a property from one person to another and cover conveyancing throughout England and Wales not just Mersea Island. When appointed a Licensed Conveyancer regulated by the CLC, you are entitled to:
  • Enjoy the benefit of an honest and lawful service.
  • Receive a high standard of legal services.
  • Have your matters dealt with using care, skill and legal know-how.
  • Receive a high standard of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
  • Be supplied with a service which is accessible and responsive to your specific requirements.
  • You should not consider yourself discriminated against, victimised or harassed.
  • Not receive a service which is below the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Ensure your individual needs taken into account should a complaint be necessary.
  • Be provided with a timeous, impartial and comprehensive service where making a complaint about your conveyancing in Mersea Island about your conveyancing in Mersea Island.

Whether you are going through a divorce or breakup or simply wish to transfer your property to someone else, transfer of equity conveyancing in Mersea Island includes some of the following tasks:

  • Obtaining instructions from parties involved
  • Investigating the title to the property
  • Following instructions from the mortgage company (where appropriate)
  • Negotiating the terms of the transaction
  • Preparing the Transfer or approving the Transfer deed
  • Negotiating adjustments to the the Transfer deed
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to the appropriate parties
  • Completing and submitting to HM Revenue and Customs the correct SDLT forms and payment
  • Registering the transfer of ownership and the mortgage (if applicable) at the Land Registry.

Neighboring Locations

Colchester
 Manningtree
Mersea Island
Burnham On Crouch

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.