Find a Lender-Approved Local Conveyancer in Mersea Island

Ready to buy a new home? Find a law firm approved by your lender.

Selecting the right solicitor is the most important decision when it comes to your Mersea Island conveyancing

Reasons to use our Mersea Island conveyancing solicitors

  • 1 Retaining the services of a a family Solicitor usually results in a more personalised service. Online forums bear testimony to the idea that in selecting a an online conveyancing factory, you tend to be looked after by a team of people who who progress matters by reading from their computer screens.
  • 2 The practices listed on our directory have a mix of conveyancing solicitors, legal executives and support staff handling over one hundred thousand cases each year.
  • 3 Mersea Island conveyancers will acquainted with the local Land Registry Office, Local Authority and property agents
  • 4 Mersea Island lawyers work in conjunction with Mersea Island estate agents, property finders, surveyors, banks and other professionals to make sure that a quality service is offered to buyers and sellers every step of the way, never losing sight of the time-critical nature behind your conveyancing transaction
  • 5 Conveyancer conveyancing solicitors have excellent personal links with Mersea Island selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.

Examples of recent conveyancing in Mersea Island since March 2022*

Recently asked questions about conveyancing in Mersea Island

My partner and I are acquiring a newly built duplex in Mersea Island and my solicitor is telling me that she is duty bound to the lender to disclose incentives from the developer. I am on a tight deadline to sign contracts and my preference is not to prolong deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Having spent time reading consumer advice sites for a cheap solicitor in Mersea Island, most comment that I should look for a CQS kitemarked lawyer. Can you explain what CQS is?

The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home moving process, trusted by some of the UK's leading mortgage companies. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. The scheme does not cover licenced conveyancers. Mersea Island is one of the many areas in England and Wales where there are Accredited lawyers.

four months have elapsed since my purchase conveyancing in Mersea Island completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How do I use the search tool to get a costs illustration from a conveyancing practitioner in Mersea Island on the authorised to act for my lender?

First choose a bank such as Halifax, Coventry Building Society or Clydesdale then choose your location e.g. Mersea Island. Conveyancing practices in Mersea Island and nationally should be listed.

Do you have any advice for leasehold conveyancing in Mersea Island from the point of view of expediting the sale process?

  • Much of the delay in leasehold conveyancing in Mersea Island can be bypassed where you appoint lawyers the minute your agents start marketing the property and request that they start to collate the leasehold documentation which will be required by the purchasers’ lawyers.
  • Some Mersea Island leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, you should place the estate agents on notice to make sure that the purchasers put in hand bank and professional references. Any bank reference should make it clear that the buyer is able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their lawyers. If you hold a share in a the freehold, you should make sure that you have the original share document. Arranging a re-issued share certificate can be a time consuming process and delays many a Mersea Island home move. If a reissued share certificate is necessary, you should approach the company officers or managing agents (where applicable) for this at the earliest opportunity. Many freeholders or managing agents in Mersea Island levy fees for supplying management packs for a leasehold property. You or your lawyers should find out the actual amount of the charges. The management information sought on or before finding a buyer, thus reducing delays. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most common cause of delay in leasehold conveyancing in Mersea Island.

Mersea Island Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to Purchasing

    Generally speaking the outlay for major works tend not to be incorporated into the maintenance charges, albeit that some managing agents in Mersea Island obliged leaseholders to pay into a sinking fund and this is used to offset against major works. What is the annual maintenance fee and ground rent? Are any of leasehold owners in dispute over their service charge liability?

My husband and I accepted an offer on a Mersea Island flat left to us seven years ago in 2009. I have over twenty years conveyancing know-how and, although retired, wish to do the conveyancing. The purchaser's lawyer has informed me that their Lenders will not allow us to do our own conveyancing as they require the funds to be passed via a solicitor's bank account.

Mortgage requirements to lawyers from all mainstream lenders specify that If the seller is not legally represented the purchaser’s lawyers should check whether the mortgage company needs to be told so that a decision can be made as to whether they are prepared to move forward.

Last updated

Commercial Conveyancing solicitors in Mersea Island regulated by the SRA

The list below is a small selection of solicitors in Mersea Island with expertise in commercial conveyancing in Mersea Island. This could include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Martin Elliott & Co, Audley House, Berechurch Hall Road, Colchester, Essex, CO2 9NW

Domestic Licensed Conveyancers in Mersea Island regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Mersea Island but also conveyancing throughout England and Wales.
  • Lorna Kean & Co Ltd, Vine House, Malting Road, CO5 7PU

Home buying in Mersea Island is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Taking instructions from parties involved
  • Investigating the title to the property
  • Ordering Mersea Island property searches for the property
  • Considering the draft sale agreement and other documentation prepared the seller’s conveyancer
  • Raising questions with the owner’s conveyancer
  • Agreeing the wording of the purchase agreement
  • Analysing replies given by the vendor to pre-contract enquiries
  • Agreeing the wording for a Transfer document
  • Advising the buyer in respect of the mortgage offer: (where appropriate)
  • Preparing and sending the buyer a report on title (that is; summarising to the buyer on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then preparing for completion
  • Completion of and submitting to HM Revenue and Customs the appropriate SDLT forms and payment
  • Registering the change in ownership and the mortgage (where relevant) at the HM Land Registry.

Neighboring Locations

Colchester
Manningtree
Mersea Island
Burnham On Crouch

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.