All was ready to move into my new home in Kelvedon next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What risks does the lender expect the insurance to cover?
Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These obligations are not specific to conveyancing in Kelvedon.
Are the Kelvedon conveyancing solicitors identified as being on the Coventry BS conveyancing panel, together with their details provided by Coventry BS?
Kelvedon conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.
Is it the case that all Kelvedon CQS (Conveyancing Quality Scheme) solicitors are on the Kent Reliance conveyancing list of approved practices?
A selection of lenders now utilise CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
Is there a list of Virgin Money panel conveyancers in Kelvedon on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lenders make their panel listings available online. Where you are looking for a Kelvedon conveyancer on the Virgin Money please make the most of our tool.
Can I be sure that the Kelvedon conveyancing solicitor on the Co-operative panel is any good?
When it comes to conveyancing in Kelvedon getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor carrying out your conveyancing.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when acquiring a house in Kelvedon? or I am told that there is an ancient law that could mean that owners of property residing in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this applicable for conveyancing in Kelvedon?
Unless a previous acquisition of the premises took place after 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Kelvedon to continue to advocate a chancel search and or insurance against a claim.
I have justdiscovered that Action Conveyancing have been shut down. They carried out my conveyancing in Kelvedon for a purchase of a freehold house 18 months ago. How can I check that the property is in my name in the name of the former proprietor?
The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kelvedon conveyancing specialists.
What tools are available to search for a Kelvedon solicitor on the Accord Mortgages Ltd conveyancing panel? I have wheels and am happy to travel upto 20miles to meet the conveyancer.
Feel free to make use of the facility on this page. Please pick a lender and your location and you will see a number of Kelvedon conveyancing lawyers based on proximity. We have detailed some Kelvedon conveyancing firms at the bottom of this page and you can telephone them to see if they are on the Accord Mortgages Ltd approved list