My Blackburn conveyancer has uncovered a discrepancy when comparing the assumptions in the home valuation survey and what is revealed within the title deeds. My solicitor says that he is duty bound to check that the lender is happy with this discrepancy and is still content to lend. Is my lawyer’s approach correct?
Your lawyer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
My father informed me that in purchasing a property in Blackburn there may be various restrictions limiting what one can do in terms of external changes to a property. Is this right?
There are anumerous of properties in Blackburn which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Blackburn should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can you point me to a directory of Clydesdale panel conveyancers in Blackburn on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the CML or Building Society Association websites. A small selection of lenders make their panel listings open the public online. If you are looking for a Blackburn conveyancing practitioner on the Clydesdale please make the most of our facility.
The formalities of my remortgage has taken place for my property in Blackburn. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Hoping to buy a property located in Blackburn and I am already nervous. I couldn't find anything specific about Blackburn. Conveyancing will be needed in due course but do you know about the Blackburn area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Blackburn. In the meantime here are some basic statistics that we found
My husband and I are 18 days into a residential purchase having been referred to solicitors by the selling agent to do our conveyancing in Blackburn. I am am very frustrated with the quality of service. Can you you assist me in finding new solicitors?
A solicitor would need to be very bad in order to consider changing them. Has your loan offer been issued? In the event that it has you must make them aware of the new contact details and ensure the offer are issued to the new lawyers. Your conveyancer needs to be on the lenders panel to avoid added charges and delays. That should be your starting point. The search tool should assist you in finding a bank approved solicitor for your home move in Blackburn
My wife and I purchased a leasehold house in Blackburn. Conveyancing and Skipton Building Society mortgage are in place. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1996. The conveyancing practitioner in Blackburn who acted for me is not around. What should I do?
First make enquiries of the Land Registry to make sure that this person is in fact the new freeholder. There is no need to instruct a Blackburn conveyancing solicitor to do this as you can do this on the Land Registry website for a few pound. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I am the registered owner of a studio flat in Blackburn, conveyancing formalities finalised November 2012. How much will my lease extension cost? Comparable properties in Blackburn with an extended lease are worth £185,000. The ground rent is £65 levied per year. The lease finishes on 21st October 2086
With just 61 years remaining on your lease we estimate the price of your lease extension to range between £19,000 and £22,000 plus professional fees.
The figure above a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before getting professional advice.
Your search tool is useful but there are many lawyers listed near Blackburn being on the mortgage company conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our bank?
We do not recommend specific Blackburn firms as the right Blackburn conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Blackburn knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..