In what way does my ID and proof of funds have anything to do with my conveyancing in Fulwood and Elston? Is this really warranted?
Fulwood and Elston conveyancing solicitors and indeed property lawyers throughout the UK have a duty under Anti-terror and anti-money-laundering rules to verify the identity of any client with a view to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to produce two forms of certified ID; proof of ID (usually a Passport or Driving Licence) and proof of address (usually a Utility Bill no older than three months).
Confirmation of source of monies is also necessary in accordance with the money laundering statutes as lawyers are mandated to ensure that the money you are using to purchase a property (be it the exchange deposit or the total purchase monies where you are a cash purchaser) has come from legitimate source (such as employment savings) rather than the proceeds of illegitimate activity.
We just had an offer accepted to purchase with Melton Mowbray Building Society. I went into a couple of high street firms yet am struggling to find a Fulwood and Elston conveyancing firm on the Melton Mowbray Building Society panel. Could you help?
Feel free to take advantage of the search tool on this web page. Pick the lender and type Fulwood and Elston or your preferred area and you will be presented with numerous conveyancers based in Fulwood and Elston or near you.
We are buying a 3 bedroom semi in Fulwood and Elston. We would like to an extension at the rear at the property.Will the conveyancing process include checks to see if these alterations are prohibited?
Your property lawyer should review the registered title as conveyancing in Fulwood and Elston can occasionally identify restrictions in the title deeds which restrict certain changes or need the permission of a 3rd party. Some works require local authority planning permissions and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.
I am currently in the process of buying my council flat in Fulwood and Elston. I have a mortgage agreed with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
I recently had an offer accepted on an apartment in Fulwood and Elston. My mortgage broker suggested a conveyancer. I paid an on account payment of £200. A couple of days later, the property lawyer contacted me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I understand that there are debates on Chancel Insurance on online forums. Do I need this when buying a house in Fulwood and Elston? or Apparently there is historic law that could mean that house owners residing in a parish church boundary will be compelled to pay for maintenance to the chancel in proximity to the church. Is this relevant for conveyancing in Fulwood and Elston?
Unless a prior acquisition of the property completed after 12 October 2013 you could assume that conveyancing practitioners carrying out conveyancing in Fulwood and Elston to continue to suggest a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly identified during conveyancing in Fulwood and Elston?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Fulwood and Elston. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What does commercial conveyancing in Fulwood and Elston cover?
Fulwood and Elston conveyancing for business premises covers a broad range of advice, offered by qualified solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.