Can your site be used to recommend a Conveyancing solicitor in Darwen even where I’m not buying or disposing of a house, for example if I wish to buy an office in Darwen with a loan from Leeds Building Society?
The service is mainly utilised to select domestic conveyancing solicitors in Darwen but we have recorded towards the bottom of this page some Darwen commercial conveyancing firms. You will need to speak with the solicitors directly to check if they are also authorised to represent Leeds Building Society
We are planning to buy with Coventry BS. We have called around locally but cant to find a Darwen conveyancing firm on the Coventry BS panel. Can you assist?
Please do make the most of the find a lender approved solicitor tool on this site. Please choose the lender and type Darwen or your preferred area and you will discover numerous conveyancers located in Darwen or by proximity to you.
I recently had an offer accepted on a house in Darwen. My financial adviser recommended their conveyancers. I paid an on account payment of £225. Soon after, the property lawyer called me embarrassingly acknowledging that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase flat in Darwen. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Darwen lawyer is on the Nottingham conveyancing panel.
My sealed bid on a semi in Darwen has been accepted, the sellers do however have a connected purchase. The sellers have placed an offer on on an apartment, but it’s not been accepted yet, and have viewings of other flats in the pipeline. I have instructed a high street conveyancing solicitor in Darwen. What do I do now? At what point do I apply for the mortgage with Lloyds?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of £1k, then valuation, Darwen conveyancing search charges, etc). First, you must check that your lawyer is on the Lloyds approved list. As to the next phase this very much depends on the uniqueness of your case, attraction to this property and on the state of the market. During a rising market the majority of purchasers will apply for a home loan with Lloyds and pay for the valuation and only if it comes back ok would they ask their property lawyer to proceed with searches.
My wife and I have a renovated Georgian property in Darwen. Conveyancing solicitor acted for me and Barnsley Building Society. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Darwen and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing solicitor who conducted the work.
I am looking for a flat up to £235,500 and identified one close by in Darwen I like with open areas and station nearby, however it only has 51 years unexpired on the lease. I can't really find anything else in Darwen in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a home loan that many years will likely be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
We're novice buyers - had an offer accepted, but the agent has warned us that the owners will only move forward if we instruct the agent's chosen conveyancers as they want an ‘expedited deal’. We would rather use a family solicitor used to conveyancing in Darwen
We suspect that the seller is unaware of this requirement. If they want ‘a quick sale', alienating a genuine buyer is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and make the point that (a)you are serious purchasers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you are going to instruct your preferred Darwen conveyancing firm - not the ones that will provide their estate agent a kickback or hit his conveyancing figures demanded by corporate headquarters.