I require conveyancing for a flat in a relatively new development (seven years old) in Chorley. The vast majority the properties have already been sold. Do I need carry out the conveyancing searches for my conveyancing in Chorley?
If you getting a mortgage, your lender will need some (many) of the searches so you'll have no choice. If not, then Chorley conveyancing searches are for you to decide upon. Your lawyer, will ’encourage’, perhaps strongly, that you should not go ahead without searches, but he or she has a professional duty to do this. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you choose to instruct your lawyer to proceed without searches then your lawyer will have to follow your instructions or ask you to appoint a different lawyer for your conveyancing in Chorley.
I am buying a new build flat in Chorley. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Chorley you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Chorley.
My wife and I have a semi-detached Edwardian property in Chorley. Conveyancing lawyer acted for me and Santander. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold with the matching address. Is it worth asking Santander to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chorley and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing practitioner who conducted the purchase.
I opted to have a survey carried out on a property in Chorley in advance of appointing lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some banks will refuse to give a mortgage on this type of premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Chorley. Conveyancing will be smoother if you use a solicitor in Chorley especially if they are acquainted with such properties in Chorley.
Are there any apps to help search for a Chorley solicitor on the Nationwide Building Society conveyancing panel? I am a keen cyclist and am happy to travel upto 25miles to meet the solicitor.
You can use the search on this website. Please pick a mortgage company and your location and you will see a number of Chorley conveyancing lawyers locally. We have detailed some Chorley conveyancing firms at the bottom of this page and you can call them to verify whether they are on the Nationwide Building Society approved list
I have been sourcing a conveyancing practitioner in Chorley for my house move. Can I review a firm’s record with the legal regulator?
You may review presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find information Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The regulator may monitor call for training reasons.