My wife and I are planning to acquire a 3 bedroom flat in Accrington with a mortgage. We wish to retain our Accrington conveyancer, however the bank advise he's not on their "panel". We have to appoint one of the mortgage company panel solicitors or retain our Accrington conveyancer and pay for one of their panel lawyers to act for them. We regard this is unjust; can we not insist that the mortgage company use our Accrington lawyer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Accrington conveyancing lawyer to apply to be on the conveyancing panel.
Would the conveyancing lawyers listed on your site carry out attended exchange conveyancing in Accrington?
There are a few conveyancing specialists carrying out one day exchanges. Please call us to obtain a costs illustration and details as to dates.
What is the optimum way to find out if the solicitor conducting my conveyancing in Accrington is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Norwich and Peterborough Building Society thus paying £175.00 in another set of conveyancing charges.
Feel free to make the most of the find a lender approved solicitor tool on this site. Pick the lender and type ‘Accrington’ or your location and you will discover a number of lawyer located in Accrington or nearest you.
I have been told that property searches are the primary cause of hinderance in Accrington house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Searches are not likely to be the root cause of slowing down conveyancing in Accrington.
I was advised by a few property agents in Accrington to locate a property lawyer using your seach tool. Is there a financial inducement for Estate Agents to recommend your services over another?
We don’t give any commission for directing people in our direction. We found it would be just too difficult to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
Is planning permission needed to split a single dwelling into two appartments in Accrington? This has occurred to a house adjacent to my house in Accrington and was unaware of it happening until the works were done.
Planning consent is needed for splitting a single house in Accrington into flats but possibly not for converting once again to single dwelling-house so, simply put, yes,a it is needed.