Do the conveyancing lawyers via your comparison service handle conveyancing in Bexleyheath by way of an attended exchange?
We do have a number of conveyancing specialists carrying out personalised exchanges. Please contact us to obtain a conveyancing quote and details as to availability.
In what way does my ID and proof of funds have anything to do with my conveyancing in Bexleyheath? Is this really necessary?
Bexleyheath conveyancing solicitors as well as nationwide property practitioners accross the UK have an obligation under Anti-terror and anti-money-laundering rules to verify the ID of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to produce two forms of certified ID; proof of ID (typically a Passport or Driving Licence) and proof of address (typically a Utility Bill no older than three months).
Confirmation of source of monies is also necessary under the money laundering statutes as solicitors are required to check that the funds you are utilising to buy a property (whether it be the deposit for exchange or the full purchase price where you are a cash purchaser) has come from legitimate source (such as an inheritance) as opposed to the proceeds of criminal activity.
Do the Building Society Association intend to launch a searchable register to list practices on the Melton Mowbray Building Society conveyancing panel for instance in Bexleyheath?
We have not been informed any plans on the part of the BSA to promote such a tool.
What can a local search reveal about the property I am buying in Bexleyheath?
Bexleyheath conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for instance PSG The local search plays an important role in most Bexleyheath conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
I'm purchasing a new build house in Bexleyheath with a loan from Halifax. The builders refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not disclose to my lawyer about this extras as it would impact my mortgage with Halifax. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a leasehold apartment up to £235,500 and identified one near me in Bexleyheath I like with open areas and station nearby, the downside is that it's only got 49 years on the lease. There is not much else in Bexleyheath suitable, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan the remaining unexpired lease term will likely be problematic. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this.