Last December we completed a house move in Crook Log. We have noticed several problems with the property which we believe were omitted in the conveyancing searches. What action can we take? What searches should? have been conducted as part of conveyancing in Crook Log?
The query is not clear as what problems have arisen and if they are relate to conveyancing in Crook Log. Conveyancing searches and due diligence undertaken during the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, the vendor completes a questionnaire known as a SPIF. If the information ends up being inaccurate, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Crook Log.
We are purchasing a flat and need a conveyancing solicitor in Crook Log who is on the Lloyds conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Crook Log.
Can I be sure that the Crook Log conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Crook Log getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer conducting your transaction.
We have agreed to purchase a house in Crook Log. One unusual aspect is that the roof has a solar panel. Clydesdale have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Clydesdale your lawyer must follow the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook stipulates minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Clydesdale where a lease does not comply with these conditions. The conditions relate to the installation of panels on properties in England and Wales and is not isolated to Crook Log.
It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Crook Log bank branch on numerous occasions and was told it wasn't a problem and they will lend. My Crook Log conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
The lawyer must follow the CML Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
Is it necessary to pay for insurance to cover chancel repairs when buying a residence in Crook Log?
Unless a prior purchase of the premises took place post 12 October 2013 you could take it that lawyers handling conveyancing in Crook Log to continue to suggest a chancel search and or insurance against a claim.
My wife and I have a renovated Victorian property in Crook Log. Conveyancing lawyer represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Crook Log and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing lawyer who carried out the work.
What does commercial conveyancing in Crook Log cover?
Non domestic conveyancing in Crook Log covers a broad array of services, offered by qualified solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.