I have just been advised by my lender that my Camden property lawyer is not on the mortgage company Solicitor panel. How can I be sure that this is correct?
You need to contact your Camden lawyer directly. You lawyer should notify you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.
Completed the sale of my flat in Camden last November yet the purchaser is texting every few hours to moan that her solicitor needs to hear from mine. What should have happened now that I have sold?
Post completion of your house sale your conveyancer should forward the transfer documentation and all of the paperwork to the buyer’s conveyancer. If applicable, your conveyancer should also confirm that the home loan has been discharged to the purchasers conveyancers. There is unlikely to be post completion requirements specific conveyancing in Camden.
My wife and I are buying a house in Camden. It might be a silly question but how we can trust a solicitor? On completion day we will need to deposit funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I'm at the point of looking at houses in Camden and I am about to put in an offer. Should I already have a property lawyer appointed at this point? I intend to finance via a home loan with Co-operative.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are obtaining a mortgage with Co-operative, ask your prospective lawyers if they are on the Co-operative conveyancing panel otherwise they can't do the mortgage legal work.
After much negotiation I have agreed a price on a house in Camden. My financial adviser recommended their conveyancers. I paid an advanced payment of £150. A couple of days later, the conveyancer called me embarrassingly acknowledging that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
We are planning on selling our house in Camden and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers are using an internet conveyancing practice rather than a conveyancing solicitor in Camden. We have lived in Camden for many years we know that this is a non issue. Should we contact our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I bought my apartment on 13 August and my personal details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Camden expressed confidence that it will be concluded in less than a month. Are titles in Camden uniquely lengthy to register?
There is nothing unique about conveyancing in Camden registration formalities. Rather than based on location, timeframes can vary according to who lodges the application, whether it is in order and if the Land registry communicate with any 3rd persons or bodies. At present in the region of 80% of submission are completed in less than three weeks but some can be subject to longer hold-ups. Registration is effected after the purchaser has moved in to the property therefore post completion formalities is not usually an essential issue but if there is a degree of urgency associated with the registration then you or your conveyancer could contact the land registry and explain the circumstances.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Camden is the location of the property. What do you suggest?
Flying freeholds in Camden are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Camden you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Camden may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.