Can your site be used to locate a Conveyancing solicitor in Slade Green even where I’m not buying or disposing of a house, for example if I want to buy a shop in Slade Green with a loan from Coventry Building Society?
Our search tool is mainly utilised to locate residential conveyancing solicitors in Slade Green but we have set out towards the bottom of this page some Slade Green commercial conveyancing firms. You should speak with the firm directly to check if they can also act for Coventry Building Society
we are a couple who are hoping to buy a newbuild flat in Slade Green with a homeloan from Accord Mortgages Ltd.We would like to retain our Slade Green conveyancing solicitor but Accord Mortgages Ltd informed us he's not on their "panel". It seems we have no choice but to instruct a Accord Mortgages Ltd panel solicitor or retain our high street solicitor and fork out for a Accord Mortgages Ltd panel lawyer to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The home loan offered to you contains terms and conditions, one of which will be that lawyers must be on the Accord Mortgages Ltd conveyancing panel. in the past, most banks had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Accord Mortgages Ltd
I'm the sole beneficiary of my late mum's will with all property in now in my sole name, including the my former home in Slade Green. Conveyancing formalities meant that the Land Registry date was in August. I plan to dispose of the house. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership will be considered the same way as if I'd bought the property in August. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How sensible a view lenders take of it, depend on the bank as this clause is chiefly there to capture subsales or the flipping of property.
The mortgage over my property is with RBS for my property in Slade Green. Conveyancing has been completed 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform RBS?
Your original mortgage agreement with RBS will provide that you need their approval before renting your property as this is likely to be a breach of RBS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel lawyer.
I had an offer accepted on a property in Slade Green on 10/7/2024, valuation was booked five days after, all came back fine. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
I decided to have a survey completed on a property in Slade Green in advance of retaining solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some lenders will refuse to give a mortgage on such a house.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. If you contact us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Slade Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Slade Green to see if the conveyancing will be more expensive.
I am using a search engine for the words on line conveyancing in Slade Green it reveals numerous solicitorsin the area. With so much choice what is the best way to find the suitable conveyancing solicitor for me?
The best method of finding the right conveyancer is through a trusted testimonial, so ask friends and family who have purchased a property in Slade Green or a respected estate agent or financial adviser. Charges for conveyancing in Slade Green vary, so it's advisable to secure a minimum of four fee estimates from different conveyancers. Be sure to seek confirmation that the fees are fixed.
Back In 2006, I bought a leasehold house in Slade Green. Conveyancing and TSB mortgage are in place. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1994. The conveyancing practitioner in Slade Green who acted for me is not around. What should I do?
The first thing you should do is make enquiries of the Land Registry to make sure that this person is indeed the new freeholder. It is not necessary to instruct a Slade Green conveyancing solicitor to do this as it can be done on-line for a few pound. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I inherited a ground floor flat in Slade Green. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?
Absolutely. We can put you in touch with a Slade Green conveyancing firm who can help.
An example of a Lease Extension decision for a Slade Green residence is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case related to 13 flats. The unexpired term as at the valuation date was 76 years.