It has come to my attention via my IFA that my Winterton solicitor is not on the lender Conveyancing panel. How can I be sure if this is correct?
Your first step should be to call your Winterton lawyer directly. You lawyer should inform you of the situation. If they are not on the panel they may recommend you to a Winterton conveyancing firm that is on the approved list of lawyers for your bank.
We wanted to use a property lawyer in Winterton for our house move. Our financial adviser has since advised us that our bank Coventry Building Society won't deal with them. Why is this not regarded as unfair competition?
A mortgage company may direct that an approved solicitor act for it. Borrowers are expected to meet the charges for this. Try using our search facility to find a solicitor to conduct conveyancing in Winterton on the Coventry Building Society approved list of solicitors.
Are there restrictive covenants that are commonly picked up during conveyancing in Winterton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Winterton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Winterton differ for new build properties?
Most buyers of new build residence in Winterton come to us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Winterton tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Winterton or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a simple, chain free conveyancing. Winterton is the location of the property. Can you shed any light on this issue?
Flying freeholds in Winterton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Winterton you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Winterton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I need to instruct a conveyancing lawyer in Winterton for my remortgage. Is it possible to review a firm’s complaints history with the profession’s regulator?
You can find presented Solicitor Regulator Association (SRA) decisions arising from inquisitions started on or after 1 January 2008. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator sometimes monitor call for training reasons.