Finally the sale completed on my house in Swanland last December but our buyer keeps texting me complaining that their lawyer is waiting to hear from mysolicitor. What should have happened now that I have sold?
Following your house sale your conveyancer is obliged to forward the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer must also evidence that the legal charge in favour of the lender has been repaid to the purchasers conveyancers. There is unlikely to be post completion requirements just for conveyancing in Swanland.
What is the best way to discover of the solicitor handling my conveyancing in Swanland is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Yorkshire Building Society thus spending £192.00 in further legal costs.
Feel free to make the most of the find a lender approved solicitor tool on this page. Please choose the lender and type ‘Swanland’ or your location and you will discover numerous solicitors offices in Swanland or nearest you.
We expect to receive a AIP from RBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Swanland solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Swanland solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
I have paid off my mortgage with Barclays. I assume I don't need a Swanland lawyer on the Barclays panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
Leeds Building Society have agreed my mortgage in principle, my offer on a house in Swanland has been agreed to, now what?
The estate agent will wish to know who your solicitors are (make sure the solicitors are on the lender’s panel). Call up Leeds Building Society or the broker and complete any relevant forms. Leeds Building Society will appoint a valuer who will get in touch with the estate agent or vendor to book a slot for the valuation to happen. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Leeds Building Society will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Swanland.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when acquiring a property in Swanland? or Apparently there is an ancient law that could mean that homeowners residing in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this applicable for conveyancing in Swanland?
Unless a prior purchase of the premises took place post 12 October 2013 you may take it that solicitors carrying out conveyancing in Swanland to continue to propose a a chancel search and or insurance against a claim.
My wife and I own a terraced Edwardian property in Swanland. Conveyancing lawyer acted for me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the matching property. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Swanland and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing lawyer who completed the work.
There are only 68 years left on my flat in Swanland. I now want to extend my lease but my landlord is absent. What are my options?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be lengthened by the Court. However, you will be required to demonstrate that you have done all that could be expected to locate the landlord. On the whole a specialist would be helpful to conduct investigations and to produce an expert document which can be used as evidence that the freeholder is indeed missing. It is wise to seek advice from a conveyancer both on investigating the landlord’s disappearance and the application to the County Court overseeing Swanland.
Swanland Leasehold Conveyancing - A selection of Questions you should ask Prior to buying
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Are any of leasehold owners in arrears of their service charge liability? On the whole the cost for major works are not wrapped into the maintenance charges, although there some managing agents in Swanland ask leasehold owners to pay into a sinking fund created for the specific purpose of building a fund for larger repairs or maintenance. Please tell me if there are any major works in the planning that could increase the service charges?